What is Credit+ and how does it work?

Credit+ is a mobile app for instant personal loans in Morocco, powered by FNAC. Users download the app, create an account, choose a loan amount up to 15,000 MAD for 2-3 months at 2.2% monthly interest, complete ID verification, and receive funds directly to their bank account in minutes.

How do I sign up for Credit+?

Download the Credit+ app from Google Play, create an account, select your loan amount and term, complete ID verification and a short questionnaire, then get approved and receive money in your bank account.

Does Credit+ have a mobile app?

Yes, Credit+ has a mobile app available on Google Play for Android an on App Store for IOS.

Who is Credit+ best suited for?

Credit+ is best suited for individuals in Morocco needing fast, short-term personal loans with minimal paperwork.

How do I contact Credit+ support?

Contact Credit+ support via WhatsApp at +212673704172, email at contact@creditplus.ma, or chat directly in the app.

Credit+

🇲🇦 Morocco

A mobile consumer lending app for people in Morocco to apply for personal loans up to 15,000 MAD, get fast approval, and repay by direct debit or bank transfer.

Use it on:Web Android· 3.5 iOS· 3.3

Is Credit+ right for you?

Best for

Morocco residents
Personal loan seekers
Emergency cash needs
Banked consumers
First-time borrowers

What it does well

Loan in minutes
Up to 15,000 MAD
Mobile loan application
Fast approval flow
Direct debit repayment

Things to check

Eligibility requirements
Approval time in practice
Repayment schedule options
Direct debit setup steps
Total cost of loan

Credit+ is a mobile consumer credit app for individuals in Morocco who want to apply for a personal loan digitally and receive funds to a bank account.

Key capabilities include:

Digital, paperless application completed in-app, including account setup, loan amount and term selection, and identity confirmation.
Fast approval and disbursement, with approval delivered in minutes and money transferred directly to the user’s bank account.
Loan management dashboard to view loan amount, remaining balance, repayment method, due dates, and other loan details.
Flexible repayment options, including direct bank debit, manual bank transfer using in-app repayment details, and Fatourati (listed as coming soon). The app also supports early repayment without penalties and sends real-time notifications for approval, transfer updates, and repayment reminders.

Available on Android and IOS via the mobile app download link on the website.

Target audience: B2C consumers in Morocco seeking short-term personal loans up to 15,000 MAD.

Notable context: The service is operated by FNAC (Société de Financement Nouveau à Crédit), a financing institution licensed by Bank Al-Maghrib (license 1373-96-RC, Rabat), and the app is developed/operated by Fintech Farm LTD, reflecting continued fintech-led expansion of digital lending in Morocco.

As of Jun 29, 2026, Credit+ is rated 3.3 on the App Store from 82 reviews and 3.5 on Google Play from 345 reviews with 50K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c direct-debit lending