A Lagos transit and micro-payments app for riders and consumers to pay transport fares, top up a wallet, book inter-state bus trips, and pay merchants.
Cowry is a mass transit and micro-payments app for public transport riders and everyday consumers in Lagos State, Nigeria.
Key capabilities include:
Available on Android and iOS for consumers, with a for merchants.
It primarily serves Lagos commuters and consumers, and also supports merchants and transport operators that accept payments through Merchant Pay.
Notable in Nigeria’s mobility ecosystem, it is described as the Lagos State mass transit payment partner and publishes usage figures of around 300k active users, 56M+ transactions, and 430k+ app downloads.
As of Jun 15, 2026, Cowry is rated 3.5 on the App Store from 57 reviews and 2.6 on Google Play from 2.3K reviews with 100K+ installs.
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