Cim Finance

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A Mauritius non-bank finance provider offering personal and business credit, leasing, factoring, credit cards, and merchant acquiring with loan applications via a mobile app.

Cim Finance Product Overview

Is Cim Finance Right for You?

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Best For

  • Mauritius borrowers
  • SME cash flow needs

What It Does Well

  • Personal and business loans
  • Leasing and factoring

Things to Check

  • Kenya product availability
  • Loan approval requirements

About Cim Finance

Cim Finance is a Mauritius-based non-bank financial services provider for individuals, SMEs, and corporates that offers credit, payments, and cash-flow solutions.

Key capabilities include:

  • Consumer credit and credit facilities such as Cim MoCrédit, plus credit purchase financing for goods and services through 800+ approved partners in Mauritius.
  • Credit cards for personal and business use, including Classic, Gold, Titanium, Shell cards, and a cashback credit card, with acceptance where Mastercard and Visa are supported.
  • Merchant payment acceptance for businesses via POS terminals and online business / eCommerce acquiring.
  • Cash-flow and asset finance for SMEs and corporates, including working capital facilities, leasing (vehicles and equipment), domestic factoring, and international factoring.

Available on Web, Android, and iOS (via the MoFinans app, member portal, and online tools such as a simulator and Video KYC).

Target users include Mauritius residents looking for personal loans, credit purchase options, and credit cards, plus Mauritius SMEs and corporates needing merchant acquiring, leasing, and receivables financing.

Notable in Mauritius for operating at national scale (over 100 service counters) and for holding Credit Finance, Factoring, Leasing, and Insurance Agent licences issued by the Financial Services Commission (FSC) of Mauritius, with public investor reporting as a listed company on the Stock Exchange of Mauritius.

Cim Finance Facts

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As of Sep 28, 2026, Cim Finance is rated 2.7 on the App Store from 6 reviews and 2.5 on Google Play from 1.4K reviews with 100K+ installs.

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Cim Finance Founders & Leadership Team

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AM
KM
Kwon ManC-Suite

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Jobs at Cim Finance

TitlePosted
Customer Service Assistant - 3 Month ContractOct 2, 2026
Assistant Level 1 - Customer Experience - copyOct 1, 2026

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Frequently Asked Questions About Cim Finance

Cim Finance is a Mauritius-based non-bank financial institution that provides credit, leasing, factoring, credit cards, and merchant payment services to individuals, SMEs, and corporates. You use its services by applying for products such as personal loans, credit cards, or leasing (online, via the MoFinans app, or at service counters), then repaying according to agreed terms while managing your accounts through its digital tools and counters.

Pricing and fees depend on the specific product (for example, loan interest rates, card fees, leasing terms, or merchant acquiring charges) and are not listed as a single unified price plan. You need to check the terms for each product or contact Cim Finance directly for detailed pricing and current offers.

Cim Finance primarily operates in Mauritius, where it is incorporated, licensed, and maintains its network of service counters and merchant partners. Its products, eligibility rules, and mobile app services are described for Mauritius residents and businesses.

You can sign up by applying online or through the MoFinans mobile app for selected products, or by visiting one of Cim Finance’s service counters in Mauritius. Depending on the product, you will typically need to provide documents such as an identity card, recent payslip, and proof of address, then complete the relevant application form.

Yes, Cim Finance offers a mobile app called MoFinans on Android and iOS. With MoFinans, you can apply for personal loans, calculate loan amounts, and manage your Cim Finance accounts remotely.

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