Chimoney

Passport and payment infrastructure that gives businesses and developers W3C DID identity, policy-controlled wallets, and global payouts across 130+ countries.

Chimoney Product Overview

Is Chimoney Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigeria-based businesses
  • Developers building AI agents

What It Does Well

  • W3C digital identity
  • Policy controlled wallets

Things to Check

  • Payout country list
  • Supported payout methods

About Chimoney

Screenshot of Chimoney website

Chimoney is a passport and payment infrastructure for businesses and developers building AI agents and autonomous systems that need identity, wallets, and compliant payouts.

Key capabilities include:

  • W3C DID digital passports for AI agents and humans, with cryptographic identity and Interledger Payment Pointers for interoperable addressing
  • Multi-currency wallets (including CAD, USD, NGN) with real-time balance tracking and policy-based authorisation (for example, daily spend limits and approval thresholds)
  • Multi-rail payment orchestration across 130+ countries with 10+ payout methods, including bank transfer, mobile money, Interac, stablecoins, crypto, airtime, gift cards, and Interledger transfers
  • Compliance and governance controls, including built-in KYC/KYB and programmable rules; the platform also supports smart routing with automatic fallback logic to improve payout success

Available on Web (dashboard), Android, IOS and via developer APIs/SDKs.

Designed for B2B teams launching agent campaigns and developers embedding agent wallets and machine-native payments into products (for example research, customer support, data processing, healthcare, finance, and legal workflows).

Notable in the African context, the platform supports local rails such as mobile money and NGN wallets, enabling cross-border payouts and agent payments to recipients across Africa alongside broader global coverage.

Chimoney Facts

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As of Jul 27, 2026, Chimoney is rated 3.0 on the App Store from 6 reviews and 2.6 on Google Play from 53 reviews with 5K+ installs.

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Chimoney Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Chimoney has raised $200K across 5 recorded funding events. The latest was Merger / Acquisition in Jun 2026.

Total Raised:
$200K
Latest Round:
Merger / Acquisition

Chimoney Investors & Funding Rounds

Acquired by CapitalSage Technology in 2026Read about this acquisition
AngelUndisclosedJan 2023

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Chimoney Founders & Leadership Team

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Latest Chimoney News & Updates

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Frequently Asked Questions About Chimoney

Chimoney is a payment infrastructure platform that provides wallets, global payouts, payment requests, and policy-controlled transactions for AI agents and humans across 130+ countries. It works by enabling multi-currency wallets, interledger payments, developer APIs, and real-time policy enforcement like spending controls and audit trails.

Chimoney offers Business, Premium, and White Glove plans with transaction fees of 3.9%, 2.9%, and 1.9% respectively. Pricing details beyond transaction fees are not publicly listed on the current pricing page.

Chimoney operates in 130+ countries with global payouts and multi-rail orchestration. It is of Nigerian origin.

Visit chimoney.io, select a pricing plan that fits your needs, and sign up through their developer portal or contact sales for onboarding. You will need to create wallets and integrate via API for full access.

Yes, it is available on the Apple App Store and Google Play Store.

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