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A Zambian digital micro-credit service for individuals that lets users register, check a credit score, get a loan limit, and withdraw funds to a registered mobile number.
Chibanje Capital Product Overview
Is Chibanje Capital Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Zambian individuals
- Mobile money users
What It Does Well
- Online loan applications
- User registration flow
Things to Check
- Eligible mobile networks
- Loan repayment terms
About Chibanje Capital
Chibanje Capital is a digital micro-credit lending service for individuals in Zambia who need short-term personal loans for common expenses such as rent, utilities, medical bills, education fees, and living costs.
Key capabilities highlighted on the website include:
- A fully online loan flow that covers registration, credit score checking, approved amount determination, and withdrawal
- Credit-score-based limits, where the service sets a credit limit based on the user’s credit score and submitted details
- Mobile-number disbursement, with loan proceeds paid to the mobile number used during registration (treated as the payment account)
- A stated real-time risk control decision engine, positioned as part of its decisioning and account safety approach
Available on Web and Android (Google Play package: com.zambia.zeedloans).
It targets individual consumers seeking short-term micro-credit through a digital application process.
Notable in the Zambian market context, it positions mobile-number-based loan disbursement and an end-to-end online application journey as the primary way to access micro-loans locally. Contact: customer@chibanjecapital.com, 0962357946; Goldman House, Great East Road, First Floor, Plot No. 58.
Chibanje Capital Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
As of Sep 28, 2026, Chibanje Capital is rated 4.8 on Google Play from 971 reviews with 100K+ installs.
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Frequently Asked Questions About Chibanje Capital
Chibanje Capital is a digital micro-credit lending service for individuals in Zambia that lets you register online, get a credit-based loan limit, apply for a short-term personal loan, and receive funds directly to your registered mobile number. You complete the process fully online by registering with your phone number, providing basic information for credit assessment, then applying to withdraw your approved loan amount.
Chibanje Capital charges interest and fees on the loans it provides, with ZeedLoans listing an annual interest rate range of 10% to 29% and a service fee of 1% to 3%. Exact costs depend on your specific loan amount, term, and offer details shown to you before you accept a loan.
Chibanje Capital currently operates in Zambia and its services are designed for Zambian customers.
You sign up by registering with your mobile number through the online flow or the ZeedLoans Android app, then filling in your basic personal and ID details. Once your credit is assessed and a limit is set, you can apply for a loan and have funds disbursed to your registered mobile number.
Yes, Chibanje Capital is available on Android. Get Chibanje Capital on Google Play for Android.
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