Breet — Crypto & Stablecoins Payment API for African Businesses 
100% match
Apply for a personal loan in minutes from your phone
A digital personal loan app for Zambian residents to apply for unsecured loans, complete KYC, get fast approval, and receive funds to mobile money or bank.
Mirakash Product Overview
Is Mirakash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Zambian residents
- Personal cash loans
What It Does Well
- Phone-based loan application
- Unsecured loan access
Things to Check
- Loan amounts offered
- Repayment terms
About Mirakash
Mirakash is a digital personal loan app and web platform for individuals in Zambia who need short- to medium-term, unsecured cash loans managed from a mobile phone.
Key capabilities include:
- Fast loan applications and approvals, with many applications approved within minutes
- Unsecured borrowing with KYC, using government-issued ID and basic personal information (no collateral required)
- Transparent loan terms, with interest rates and fees displayed upfront and “no hidden charges” stated
- Disbursement and repayment management, sending approved funds to a bank account or mobile money and supporting ongoing repayment tracking in-app
Available on Web (sign-up and information) and Android (mobile app). Borrowers must be 18+, reside in Zambia, have an active mobile number, and have a bank account or mobile money plus a stable income or proof of earnings.
Notable in the Zambian market for offering a fully digital loan journey, from registration and KYC to approval and disbursement, operated locally by MIRACLE BUSINESS VENTURE LIMITED in Lusaka. The service publishes example loan ranges and pricing parameters, including loan amounts from K300 to K10,000, terms of 91–240 days, and an APR range of 30%–70%.
Mirakash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Variable pricingMirakash’s pricing is 15%–36% APR, with loan amounts from K300 to K42,000 and terms of 91–240 days. It states there are no hidden fees.
As of Oct 5, 2026, Mirakash is rated 4.0 on Google Play from 1.2K reviews with 100K+ installs.
Recent Reviews for Mirakash
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work0 reviews
5-star
0%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
No reviews yet. Be the first to review this product.
Frequently Asked Questions About Mirakash
Mirakash is a digital personal loan app and web platform that lets individuals in Zambia apply for unsecured cash loans from their phone, complete KYC, get fast approval, and receive funds to a bank account or mobile money, then manage repayments in the app.
Mirakash loans are interest‑bearing, with an APR that typically ranges from about 30% to 70% and no hidden fees stated; the exact cost you pay depends on your approved loan amount, term (about 91 to 240 days), and pricing shown in your specific loan offer.
Mirakash operates in Zambia and is designed for Zambian residents only.
To sign up, you can either visit the Mirakash website and register with your Zambian mobile number or download the Mirakash Android app, enter your phone number, and verify it with the SMS code, then complete your profile and KYC details to apply for a loan.
Yes, Mirakash has a mobile app for Android that you can download to apply for and manage your loans; an iOS app is not currently documented.
Is Mirakash Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.