What is Mirakash and how does it work?

Mirakash is a digital personal loan app and web platform that lets individuals in Zambia apply for unsecured cash loans from their phone, complete KYC, get fast approval, and receive funds to a bank account or mobile money, then manage repayments in the app.

How much does Mirakash cost?

Mirakash loans are interest‑bearing, with an APR that typically ranges from about 30% to 70% and no hidden fees stated; the exact cost you pay depends on your approved loan amount, term (about 91 to 240 days), and pricing shown in your specific loan offer.

What countries does Mirakash operate in?

Mirakash operates in Zambia and is designed for Zambian residents only.

How do I sign up for Mirakash?

To sign up, you can either visit the Mirakash website and register with your Zambian mobile number or download the Mirakash Android app, enter your phone number, and verify it with the SMS code, then complete your profile and KYC details to apply for a loan.

Does Mirakash have a mobile app?

Yes, Mirakash has a mobile app for Android that you can download to apply for and manage your loans; an iOS app is not currently documented.

Who is Mirakash best suited for?

Mirakash is best suited for individual adults in Zambia (18+) who need short‑ to medium‑term personal cash loans, have an active mobile number, a bank or mobile money account, and a stable income or proof of earnings.

How do I contact Mirakash support?

You can contact Mirakash support by emailing client_support@mirakashlend.com.

Does Mirakash have a plan for teams or businesses?

Mirakash is focused on individual consumers and does not advertise any specific plans or products for teams or businesses.

Does Mirakash offer an API or integrations?

Mirakash does not publicly offer an API or documented integrations for third‑party developers or systems.

Mirakash: Overview, Features, Pricing & Funding

Promptmonitor — Track, measure, and improve how AI recommends your brand.

Get Started

Use it on:Web Android· 4.6

Mirakash is a digital personal loan app and web platform for individuals in Zambia who need short- to medium-term, unsecured cash loans managed from a mobile phone.

Key capabilities include:

Fast loan applications and approvals, with many applications approved within minutes
Unsecured borrowing with KYC, using government-issued ID and basic personal information (no collateral required)
Transparent loan terms, with interest rates and fees displayed upfront and “no hidden charges” stated
Disbursement and repayment management, sending approved funds to a bank account or mobile money and supporting ongoing repayment tracking in-app

Available on Web (sign-up and information) and Android (mobile app). Borrowers must be 18+, reside in Zambia, have an active mobile number, and have a plus a .