Lever credit

Lever credit is a digital personal loan service for individual consumers who want to apply for, receive, and repay short-term loans through a mobile app.

Key capabilities focus on app-based borrowing and account management:

• Fast applications and approvals: users register, submit a loan application, and may receive approval within minutes, subject to eligibility.
• Quick disbursement: funds are delivered in minutes after approval, according to the product website.
• 24/7 loan access and management: borrowers can apply and manage loans anytime, including repayment planning.
• Security and privacy controls: the service states it uses advanced encryption; it also provides in-app account deletion that permanently removes personal information, loan history data, and credit score information.

Available on Android (via the “Crédit levier-prêt sécurisé” Google Play app) and supported by an informational website.

Target users are B2C borrowers seeking mobile-accessible personal loans. For Cameroon, the app listing documents eligibility such as being a legal resident, aged 20–65, with a fixed income and valid ID.

Notable regional details include country-specific support contacts for Ghana, Zambia, Uganda, and Cameroon. For Cameroon, published app-store terms include 50,000 to 500,000 FCFA loan amounts, 120 to 360 days durations, and 12% to 36% APR (maximum annualized rate 36%).