What is Chatter and how does it work?

Chatter is a platform that turns transactions into customer relationships for social stores using AI-powered messaging, automated loyalty rewards, and in-DM checkout flows. It works by integrating with WhatsApp, Telegram, web, and mobile to handle payments in fiat or crypto (settling in USDC), autonomous engagement, affiliate tools, and merchant assistance through natural conversation.

How much does Chatter cost?

Chatter starts at $15/month and scales based on your store size and revenue activity. You can also buy or earn Credits to test features without a subscription; Credits never expire.

Does Chatter have a mobile app?

Yes, Chatter is available on Android. Get Chatter on Google Play for Android.

Who is Chatter best suited for?

Chatter is best suited for merchants with social stores who sell via DMs on platforms like WhatsApp and Telegram and want to automate retention, payments, and repeat purchases.

Does Chatter offer an API or integrations?

Yes, Chatter offers APIs for integrating stablecoin payments, utility purchases, and autonomous messaging, plus integrations with major commerce platforms, messaging apps, and payment rails.

Chatter

🇳🇬 Nigeria

An AI-powered conversational commerce platform for merchants and social sellers to run in-chat checkout, accept fiat and stablecoin payments, and automate loyalty on WhatsApp and Telegram.

Use it on:Web Android· 5.0 iOS· 5.0APIChat Based

Is Chatter right for you?

Best for

Social sellers
Small online shops
Chat-based selling teams
WhatsApp checkout
Telegram storefronts

What it does well

In-chat checkout
WhatsApp and Telegram selling
Fiat payments
Stablecoin payments
Loyalty automation

Things to check

Supported payment methods
Stablecoin options
Checkout flow steps
Product catalog setup
Nigeria-only rollout

Chatter is an AI-powered conversational commerce platform for merchants and social sellers who want to sell, take payments, and retain customers inside messaging apps.

Key capabilities include:

In-DM checkout (Agentic Checkout) that lets customers complete purchases directly in chat, with conversion cues like low-stock prompts and recent-purchase social proof
Global payments that accept fiat and crypto, with fiat payments settling in USDC, designed for faster cross-border collections and settlement
Affiliate commerce tools that let customers share referrals and earn from successful sales
Loyalty and gamification with rewards, badges, and points to encourage repeat purchases, plus autonomous engagement that sends follow-ups and reminders when merchants are offline

Available on WhatsApp, Telegram, Web, Android, iOS, plus the Solana dApp Store, with developer APIs for integrations.

It targets B2B users such as merchants, brands, startups, solo founders, and social commerce sellers managing sales through DMs.

Notable for African-focused social selling workflows, it supports chat-first commerce on widely used channels (including WhatsApp) and provides local contact options, while noting that payments and financial services depend on regulatory approvals and regional availability.

As of Jun 29, 2026, Chatter is rated 5.0 on the App Store from 6 reviews and 5.0 on Google Play from 9 reviews with 100+ installs.

Social Links:

Categories:

E-commerce & Retail Fintech

Features & Business Model: