Centenary Bank

Centenary Bank is a commercial microfinance bank for individuals, SMEs, agribusinesses, and corporate customers who need accounts, loans, payments, and digital banking in Uganda.

Key capabilities include:

• Accounts and savings products such as savings and current accounts, fixed deposits, and foreign currency accounts (current and savings)
• Loans for personal and business needs, including micro business loans, SME/corporate business loans, agriculture loans, housing loans (home, mortgage, land, home improvement), energy loans (solar, power connection, green energy), and development loans (salary, youth, SupaWoman)
• Digital banking and account access through Retail Internet Banking and Corporate Internet Banking, plus mobile banking via CenteMobile and online account opening via CenteOn the GO
• Payments and merchant services, including bill and fee payments (water, Umeme electricity, tax, NSSF contributions, visa fees, UNEB), POS acquiring (merchant services), ATM services (CentePoint), and CenteVisa debit card access

Available on Web (including retail and corporate internet banking portals) and mobile apps on Android and iOS.

Target users include retail customers, diaspora customers, VSLAs/SACCOs and SME groups, SMEs, agribusinesses, NGOs, and corporate clients that require day-to-day banking, lending, payment collection, and foreign exchange services.

Notable in Uganda for its stated scale, with the website citing over 3 million customers served and 8,758+ agents, plus local regulatory context, it notes regulation by the Bank of Uganda and deposit protection by the Deposit Protection Fund of Uganda (up to UGX 10 million).