A financial control and HR spend management platform for enterprises and administrations to manage employee benefits, corporate cards, and automated expense reports.
Cashlessflo Product Overview
Is Cashlessflo Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Benin enterprises
- Public administrations
What It Does Well
- Virtual company cards
- Physical company cards
Things to Check
- Card issuing requirements
- Benefits types supported
About Cashlessflo

Flo is a financial control and HR spend management platform for enterprises and administrations that manage employee benefits (“valeurs inactives”) and professional expenses for collaborators.
Key capabilities include:
- Corporate card + mobile app for collaborators to spend allocated budgets for benefits, missions, and general expenses, with configurable spending limits, usage rules, and authorizations
- Automated expense management that removes manual entry by handling validation, control, and reimbursement of expense reports in a way that is traceable
- Finance and HR dashboard that consolidates financial flows linked to benefits and missions, with real-time visibility on balances, transactions, and engaged allocations
- Thematic spending categories to manage common company budgets such as Carburant & Mobilité (direct payment without cash advance), Séjours & Hôtels (reservations without treasury advance), Missions (dynamic per-trip budgets), Événements d’Équipe (shared event budgets), Maternité & Famille (support via vouchers), and Télétravail & Repas
Available via a web enterprise portal, plus a mobile application for beneficiaries, and physical and virtual corporate cards.
Designed for finance teams, HR teams, and operational managers who need to distribute and control employee advantages and mission budgets, and for employees who use cards and the app for day-to-day spending.
Notable product signals include website claims of +3,000 client companies, +1M secure transactions, 24/7 dedicated customer support, and a “ZÉRO FRAUDE” positioning, with an explicit focus on aligning spend control with RSE (ESG) policies.
Cashlessflo Facts
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Frequently Asked Questions About Cashlessflo
Cashlessflo is a financial control and HR spend management platform that helps enterprises and administrations manage employee benefits, corporate cards, and professional expenses in real time. Companies allocate budgets (for benefits, missions, travel, mobility, meals, etc.) to employees through physical or virtual payment cards and a mobile app, while finance and HR teams control and track all spending through a central web dashboard with automated expense validation and reimbursement.
Cashlessflo is presented in French and is described as a solution for enterprises and administrations, with the company headquartered in Cotonou, Benin and focused on African corporate spend and benefits management, but the exact list of supported countries is not specified. If you operate outside this region, you should contact Cashlessflo directly to confirm availability in your country.
To sign up, you can start from the Cashlessflo website by using the main call to action (for example, a “Commencer” or “Commencer dès maintenant” button) that leads to the enterprise onboarding portal. From there, you provide your company details and follow the guided steps to configure your organization, users, and budgets.
Yes, Cashlessflo provides a mobile application for employees and beneficiaries. The app is used together with physical or virtual corporate cards so collaborators can view their balances and spend allocated budgets for benefits and professional expenses in real time.
Cashlessflo is best suited for medium and large enterprises and public administrations that need to manage employee benefits and professional expenses for their workforce. It is particularly useful for finance, HR, and operational teams that want centralized control over mission budgets, travel, mobility, telework, and other employee-related spending.
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