What is Boya and how does it work?

Boya is an all-in-one spend management platform that combines corporate cards, expense tracking, bill payments, and mobile money wallets to give finance teams control and visibility over business spending. It works by issuing unlimited virtual and physical cards with spend policies, automating expense reports and approvals, streamlining vendor payments, and providing real-time dashboards for budgets and workflows.

What countries does Boya operate in?

Boya operates in African countries, with its headquarters in Nairobi, Kenya.

Does Boya have a mobile app?

Yes, Boya exists as a mobile app on both the Apple and Google Play stores.

Who is Boya best suited for?

Boya is best suited for growing businesses and finance teams in Africa needing to manage employee spending, corporate cards, expenses, and bill payments with real-time controls.

How do I contact Boya support?

Contact Boya support through their 24/7 service available before, during, and after transactions.

Does Boya have a plan for teams or businesses?

Yes, Boya offers plans for teams and businesses, including unlimited cards, mobile money wallets, budgets, and policies across organizations.

Does Boya offer an API or integrations?

Yes, Boya offers a Boya API to connect with critical business tools, and integrations with accounting platforms like QuickBooks and Xero.

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Boya: Funding, Reviews & Alternatives (2026) – Liners

Boya

🇰🇪 Kenya

A spend management platform for finance teams to issue corporate cards, manage expenses, and pay invoices with controls, approvals, and accounting integrations.

Available on:WebAndroidiOSAPI

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Boya is an all-in-one spend management platform for finance teams that combines corporate cards, expense management, bill payments, and business accounts to track and control company spending.

Key capabilities include:

Corporate cards (virtual and physical): Issue unlimited cards with spend limits, real-time tracking, merchant category blocks, and SMS transaction confirmations; cards are accepted globally with zero fees.
Corporate mobile money wallets: Create company wallets with dynamic controls so teams can make mobile money payments without sending funds to employees’ personal phone numbers.
Expense management and approvals: Automate receipt collection (including tax-law compliant receipt capture), categorize transactions with cost labels, and monitor spend in real time from a central dashboard.