What is Boya and how does it work?

Boya is an all-in-one spend management platform that combines corporate cards, expense tracking, bill payments, and mobile money wallets to give finance teams control and visibility over business spending. It works by issuing unlimited virtual and physical cards with spend policies, automating expense reports and approvals, streamlining vendor payments, and providing real-time dashboards for budgets and workflows.

What countries does Boya operate in?

Boya operates in African countries, with its headquarters in Nairobi, Kenya.

Does Boya have a mobile app?

Yes, Boya is available on iOS and Android. You can download Boya on the App Store for iPhone, or get it on Google Play for Android.

Who is Boya best suited for?

Boya is best suited for growing businesses and finance teams in Africa needing to manage employee spending, corporate cards, expenses, and bill payments with real-time controls.

How do I contact Boya support?

Contact Boya support through their 24/7 service available before, during, and after transactions.

Does Boya have a plan for teams or businesses?

Yes, Boya offers plans for teams and businesses, including unlimited cards, mobile money wallets, budgets, and policies across organizations.

Does Boya offer an API or integrations?

Yes, Boya offers a public API. View the official Boya API documentation for endpoints, authentication, and integration guides.

Boya

🇰🇪 Kenya

A spend management platform for finance teams to issue corporate cards, manage expenses, and pay invoices with controls, approvals, and accounting integrations.

Use it on:Web Android· 4.6 iOS· 5.0 API

Is Boya right for you?

Best for

Kenyan finance teams
SME spend control
Teams issuing company cards
Staff expense claims
Invoice paying teams

What it does well

Virtual and physical cards
Expense tracking
Invoice bill payments
Approval workflows
Accounting integrations

Things to check

Mobile money compatibility
Multi-currency support
Accounting app options
Card spending limits
Approval rule setup

Boya is an all-in-one spend management platform for finance teams that combines corporate cards, expense management, bill payments, and business accounts to track and control company spending.

Key capabilities include:

Corporate cards (virtual and physical): Issue unlimited cards with spend limits, real-time tracking, merchant category blocks, and SMS transaction confirmations; cards are accepted globally with zero fees.
Corporate mobile money wallets: Create company wallets with dynamic controls so teams can make mobile money payments without sending funds to employees’ personal phone numbers.
Expense management and approvals: Automate receipt collection (including tax-law compliant receipt capture), categorize transactions with cost labels, and monitor spend in real time from a central dashboard.
Bill payments and accounts payable: Collect and approve vendor invoices with custom approval workflows, then pay via bank transfers, mobile money, and multiple currencies.

Available on Web, Android, iOS, and API via the Boya API.

Designed for businesses of all sizes, including mid-to-large organizations that need centralized oversight across teams, branches, and budgets.

Notable in African market contexts where mobile money is widely used, it supports corporate mobile money wallets and tax-compliant receipt capture, while also offering accounting and ERP integrations (including QuickBooks, Xero, SAP, Microsoft Dynamics, and NetSuite) to help finance teams reconcile and close books faster.

As of Jun 22, 2026, Boya is rated 5.0 on the App Store from 1 review and 4.6 on Google Play from 37 reviews with 5K+ installs.

Phone:+254 768 978792

Social Links:

Categories:

Fintech

Features & Business Model: