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Banking, cards, and guided migration planning for immigrants
Cashless Africa
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA digital finance app for consumers in Africa and the diaspora to send money with zero fees, create virtual or physical cards, and track spending with budgeting tools.
Cashless Africa Product Overview
Is Cashless Africa Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Diaspora sending money home
- Everyday personal spending
What It Does Well
- Fee-free money transfers
- Multi-currency balances
Things to Check
- Supported send corridors
- Card availability per country
About Cashless Africa
Cashless Africa is a digital finance and payments app for consumers in Africa and the African diaspora who want to send money, manage multiple currencies, and pay with virtual or physical cards.
Key capabilities include:
- Peer to peer transfers that the product advertises as zero fees, designed for sending money to anyone, anywhere
- Payment cards on demand, including virtual cards for online purchases and physical cards for everyday spending, with support for creating multiple cards
- Smart budgeting and spending analytics, with automated goal setting, spending tracking, saving support, and real time insights into where money is spent
- Multi currency management from a single account, including automatic conversion, real time exchange rates, and the product’s stated zero hidden fees
Security features highlighted include 256 bit encryption, two factor authentication (2FA), and 24/7 monitoring.
Available on Web, Android (Google Play), and iOS (App Store).
Built for B2C users, especially individuals across Africa and its diaspora who need a wallet style app for cross border money management, card payments, and day to day budgeting.
Notable context: the website states that currency is issued by ID MONEY SA, and the product positions itself as a fintech built for Africa and the diaspora, with an in app FAQ covering costs, card types, usage, and security.
Cashless Africa Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
What it does
Pricing & Fees
Variable pricingCard creation currently costs 3,000 FCFA. A minimum deposit of $10 is required when creating your card. The amount displayed in FCFA during top-ups is net, with no hidden fees. The dollar exchange rate varies according to market conditions and is displayed in the CASHLESS app when topping up or creating a card.
As of Oct 5, 2026, Cashless Africa is rated 5.0 on the App Store from 1 review.
Recent Reviews for Cashless Africa
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Frequently Asked Questions About Cashless Africa
Cashless Africa is a digital finance and payments app that lets you send money, manage multiple currencies, and pay with virtual or physical cards across Africa and the diaspora. You create an account, fund your wallet, then use the app to make peer to peer transfers, generate cards, and track your spending with built in budgeting and analytics tools.
Pricing details for all Cashless Africa services are not publicly documented, so overall costs are . The product advertises zero fees for peer to peer money transfers and no hidden fees on currency conversion, but full pricing for cards and other features is not specified.
You can sign up for Cashless Africa by downloading the app on Android or iOS or using the web experience, then creating an account with your personal details and securing it with two factor authentication. After registration, you can set up your wallet, add funds, and start sending money or creating cards.
Yes, Cashless Africa is available on iOS and Android. You can download Cashless on the App Store for iPhone, or get it on Google Play for Android.
Cashless Africa is best suited for individual consumers in African countries and the African diaspora who need a digital wallet to send money, manage multiple currencies, and use virtual or physical cards. It is particularly helpful if you want to control cross border spending and budgeting from a single app.
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