Branch

Branch is a personal finance app for individual consumers in emerging markets who want access to digital banking services, including loans and everyday payments, from a smartphone.

Key capabilities include:

• Smart digital loans that are 100% smartphone-based and designed to work without physical paperwork
• Branch wallet for sending and receiving money with other users, plus support for everyday transactions
• Bill payments to pay routine bills through the app
• Savings and high-yield investments for customers who want to save and grow balances digitally

Available on Web and Android (Google Play).

The product targets B2C consumers in markets such as Nigeria, Kenya, Tanzania, and India, especially people who have limited access to traditional banking services or credit history.

It is notable in the African market context for offering an app-based suite that combines loans, transfers, bill pay, and savings/investments in one place, plus a debit card launch in Nigeria with plans to expand to other markets. The company also supports localized country sites for IN, KE, NG, and TZ.

As of Jul 6, 2026, Branch is rated 4.5 on Google Play from 3.5M reviews with 50M+ installs.