Blu-pay

BluPay is a conversational payments service for individuals and businesses that need to send money across African countries instantly.

Key capabilities include:

• Instant settlement for cross-border transfers, designed to reduce waiting time between sending and receiving funds
• Conversational (chat-style) payments, letting users initiate and confirm transfers through a message-like interface
• Low transparent fees listed as 1–2%, aimed at making costs predictable for each transfer
• Pan-African network support built for African currencies, mobile money, and banks

Available on Web (including a live demo) and promoted via an early-access waitlist.

Target users include people and organizations that make cross-border transfers within Africa, including merchants and SMEs that need predictable fees and fast settlement.

In the African payments context, it positions itself around instant cross-border transfers and multi-rail support (currencies, mobile money, banks), with a clear 1–2% fee communicated upfront.