Korapay

Kora is a pan-African payment infrastructure for businesses that need to collect payments, send payouts, and manage settlements across multiple African markets through a single integration.

Key capabilities include:

• Pay-ins (collections): Accept payments via cards, bank transfers, mobile money, and QR, using tools such as Kora Checkout, payment links (no-code), and virtual accounts.
• Payouts (disbursements): Send bulk payouts, multicurrency payouts, and mobile money disbursements to customers, partners, or suppliers.
• Settlements and reconciliation: Choose instant or scheduled settlements and track real-time balances to reconcile transactions.
• Additional infrastructure: Virtual USD card issuance (branded) and Identity tools for KYC/KYB verification to support compliance and reduce fraud.

Available via Web dashboard and APIs, with developer documentation and API references for implementation.

It targets B2B use cases such as merchants, ecommerce, fintech, payment service providers, payment aggregators, remittance, travel, gaming, FOREX, SaaS, and other high-volume businesses accepting payments in and from Africa.

Notable in the African payments market for its focus on multi-country coverage (including Nigeria, Ghana, Kenya, South Africa, Egypt, Cameroon, and Côte d’Ivoire), support for currencies such as , and its stated security posture including , , and and certifications.