BCIMR

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A general-purpose bank in Djibouti offering retail and corporate banking, online banking via Connect portals, savings and home loans for individuals and organizations.

BCIMR Product Overview

Is BCIMR Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Djibouti residents
  • Everyday banking

What It Does Well

  • Retail banking
  • Corporate banking

Things to Check

  • Connect portal features
  • Loan eligibility rules

About BCIMR

Screenshot of BCIMR website

Banque pour le Commerce et l’Industrie – Mer Rouge (BCIMR) is a general-purpose bank in Djibouti serving individuals, companies, the public sector, and institutional clients with retail and corporate banking products plus digital banking access.

Key capabilities highlighted on its website include:

  • Digital banking access through BCIMR Connect (customer online banking portal) and BCIMR Business Connect (business digital banking portal), with dedicated login pages for each service
  • Savings and lending products, including Compte Super épargne (advertised at 2%) and a Prêt Immobilier for buying, building, or renovating a home
  • Branch and ATM discovery via an agency and distributor directory with an interactive map to find nearby locations
  • Self-serve help and updates, including a FAQ, support and contact pages, plus news/announcements and a recruitment section

Available on Web (online portals), iOS, and Android (BCIMR Connect and BCIMR Business Connect on Google Play).

Target users include retail banking customers, business users, public-sector entities, and institutions operating in Djibouti.

Notable for its positioning as the Djibouti subsidiary of Bred Banque Populaire (BPCE group), and for publishing separate tariff schedules for particuliers and entreprises/professionnels, which helps customers assess fees and banking conditions upfront.

BCIMR Facts

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As of Sep 21, 2026, BCIMR is rated 5.0 on the App Store from 2 reviews and 3.9 on Google Play from 158 reviews with 10K+ installs.

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Frequently Asked Questions About BCIMR

BCIMR is a general-purpose bank in Djibouti. It offers retail and corporate banking, plus online and mobile banking access through BCIMR Connect and BCIMR Business Connect.

BCIMR does not publish one single overall price. Its services use published tariff schedules for individuals and for businesses, and some products have specific pricing, such as the Compte Super épargne advertised at 2%.

Banque pour le Commerce et l’Industrie – Mer Rouge (BCIMR) operates primarily in Djibouti (where it is headquartered and is the largest bank) and maintains a branch in Hargeisa, Somaliland (recognized internationally as part of Somalia), alongside a representative office in Addis Ababa, Ethiopia.

To sign up, you typically need to contact BCIMR or visit a branch and complete the required subscription forms. For business digital banking, the customer must submit the signed subscription form and required supporting documents for approval.

Yes, BCIMR (Banque pour le Commerce et l’Industrie – Mer Rouge) has mobile apps available for personal and business banking on both Android and iOS devices.

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