A commercial bank in Guinea-Bissau offering accounts, savings, loans, Visa cards, and digital banking for individuals, companies, and institutions.

BAO – Banco da África Ocidental is a commercial bank in Guinea‑Bissau serving individuals, companies, and institutions with day‑to‑day banking, savings, credit, and payments.
Key capabilities include:
Available on Web (public website and BAOnet internet banking), Android (BAOmobile on Google Play), and iOS (BAOmobile on the Apple App Store).
Target users include personal banking customers (including students, salaried workers, pensioners, emigrants, and parents or guardians saving for minors) and business and institutional customers operating in Guinea‑Bissau.
It is notable in the Guinea‑Bissau market for combining traditional banking products with digital channels and mobile money integrations that support common local payment and transfer needs.
As of Jun 3, 2026, Banco da África Ocidental is rated 4.0 on the App Store from 3 reviews and 4.1 on Google Play from 97 reviews with 10K+ installs.
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