What is Zilla and how does it work?

Zilla is a Nigerian fintech focused on helping businesses make cross-border payments more easily, especially importers and SMEs. It works through its platform, ZillaWire, where a business uploads supplier invoices and sends payment in Naira (NGN). Zilla then converts the funds at competitive exchange rates and settles the payment to the supplier in their local currency, such as USD, GBP, or CNY. This replaces slow traditional bank transfers, with transactions typically completed within 24–48 hours.

Who is Zilla best suited for?

SMEs and importers in Africa, especially Nigeria Businesses that regularly pay overseas suppliers (US, UK, China, etc.) Companies that want to pay invoices in Naira while suppliers receive foreign currency Businesses looking for faster and cheaper cross-border payments than traditional banks Teams that need a simple dashboard to manage international trade payments

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Zilla: Funding, Reviews & Alternatives (2026) – Liners

Zilla

🇳🇬 Nigeria

A web-based cross-border wire payment service for businesses to pay international suppliers in 100+ countries with competitive FX rates, tracking, and no processing fees.

Available on:Web

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Zilla Wire is a web-based cross-border wire payment service for businesses that need to pay international suppliers in over 100 countries.

It supports B2B supplier payments with competitive exchange rates and transparent pricing, plus tools to manage and monitor transfers from initiation to delivery. Key capabilities include:

Global supplier payments to 100+ countries and supported currencies, with transfers typically delivered within 24 to 72 hours (often within 48 working hours, depending on destination banks)
Real-time FX and clear costs, with no transaction processing fees for wire payments; revenue comes from FX spread with margins added to the interbank rate
Business verification workflow that collects documentation so payments can be made in a business name and meet legal compliance requirements
Payment management dashboard with , , , and for visibility from start to finish