Send money from the US, UK, and EU to Africa and Asia
A global money movement platform for individuals, merchants, and businesses to send and receive cross-border payments, pay locally, and cash out via local rails.
Zeam Product Overview
Is Zeam Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Cross-border senders
- Diaspora remittances
What It Does Well
- Cross-border payments
- Local top-ups
Things to Check
- Supported cash-out methods
- Top-up payment options
About Zeam

Zeam is a global money movement platform for individuals, merchants, and businesses that need to send and receive money across countries while staying connected to local payment rails.
Key capabilities include:
- Cross-border send and receive using a phone number or handle, with instant confirmations, receipts, and clear steps throughout the transfer
- Local top-ups and withdrawals, letting users add funds via familiar methods (including bank and mobile options) and cash out through supported local channels
- Everyday payments, including scan-to-pay in person and buying vouchers for online checkout
- Merchant and business tools to accept payments from customers, sell digital products and vouchers, and pay suppliers with transparent costs and proof of payment
Available on Web, Android, and iOS.
It targets B2C and B2B use cases, including personal remittances, merchant collections, and cross-market business settlements.
Notable in an African context, it connects users to local payment rails across 65 countries, supports transparent fee breakdowns (including no monthly fees for individuals), and includes ZeamID for reusable identity verification and secure approvals across accounts and associations.
Zeam Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Zeam is rated 1.0 on the App Store from 1 review and 3.7 on Google Play from 200 reviews with 100K+ installs.
Recent Reviews for Zeam
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Zeam Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Zeam
Zeam is a digital money platform designed for African users that lets you send and receive money across borders, pay locally, shop for groceries, buy airtime, and cash out to your bank or mobile money account. You share your ZeamID to receive funds instantly and can manage all your finances through a single financial identity.
Zeam operates in key African markets including Zimbabwe and Malawi, with expanding services across the continent. The platform is designed specifically for African users.
Yes, Zeam has mobile apps available on both Android (Google Play) and iOS (App Store).
Zeam is well-suited for casual workers without bank accounts, employers paying workers, people sending money across borders, and anyone in Africa looking for affordable financial services including grocery shopping and bill payments.
You can contact Zeam support via email at hello@zeam.money or by phone at +27600702338.
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