What is Pesa and how does it work?

Pesa is a multi-currency wallet app that lets you send, receive, hold, and convert money across currencies like USD, GBP, EUR, CAD, NGN, and AED with no transfer fees and live mid-market exchange rates. You fund wallets via bank transfers or wallet-to-wallet exchanges, use virtual USD cards for online payments, and manage everything through the app.

How much does Pesa cost?

Pesa offers free money transfers with no fees, fixed costs, or subscription charges. It uses live mid-market exchange rates without markups, though small markups may apply during conversions.

What countries does Pesa operate in?

Pesa operates in countries including Nigeria, Ghana, and Kenya

Does Pesa have a mobile app?

Yes, Pesa has a mobile app where you manage wallets, exchange rates, transfers, and virtual cards.

Who is Pesa best suited for?

Pesa is best suited for digital nomads, frequent international travelers, and people managing expenses or subscriptions across borders. It works well for those needing multi-currency support without fees.

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Pesa

🇳🇬 Nigeria 🇬🇭 Ghana 🇰🇪 Kenya

A mobile multi-currency wallet for immigrants and businesses to send, receive, hold, and convert money internationally with $0 transfer fees and 2FA security.

Available on:AndroidiOS

Visit Pesa

Pesa is a mobile fintech app for immigrants, diaspora communities, and small businesses that need to send, receive, hold, and convert money across borders using a multi-currency wallet.

Key capabilities include:

Multi-currency wallet to manage balances across currencies (including CAD, NGN, USD, GBP, and EUR) for day-to-day cross-border money management.
International transfers with $0 transfer fees advertised, designed to reduce costs and complexity for sending money to other countries (promotional FX rate applies to a customer’s first $500, per listed terms).
Currency conversion and exchange rates with in-app tools such as a currency converter/calculator to estimate amounts before sending.
Security controls including 2-Factor Authentication (2FA) and SSL-secured communication to help protect transactions.