Zairaa

Zairaa is a mobile banking and budgeting app for Nigerians who want to plan monthly spending, build savings, and track where their money goes.

Key features include:

• Spend Plan to guide how money moves each month and help users stay on track with their budget
• Buckets to set money aside for specific categories such as shopping, utilities, electricity, gym, and transport
• FreeCash to show how much discretionary money is left to spend
• Weekly Insights (weekly reports) that highlight spending patterns, what changed, and possible adjustments
• Smart Savings with Goals and a Tank for reserves that “grows steadily” and remains accessible without penalties
• Transfers, payments, and bills for everyday transactions

Available on Web (for Businesses), iOS and Android.