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A WhatsApp-native crypto treasury platform for teams to load USDT once and pay out in NGN or RWF, send invoices, settle bills, and buy airtime with live FX.

Xpend is a WhatsApp-native crypto treasury and payments tool for teams that need to convert USDT into local payouts in Nigeria (NGN) and Rwanda (RWF).
Key capabilities include:
Available on WhatsApp and on the web app (app.justxpend.ai).
It is designed for B2B teams managing remote payrolls, supplier payments, and day-to-day business expenses in Nigeria and Rwanda.
Notable for its focus on running crypto-to-local treasury workflows inside WhatsApp without requiring traditional banking integrations, while supporting USDT on TRC20, ERC20, and BEP20 networks and offering built-in security features such as 256-bit SSL, payment passcodes, biometric login, and multi-device access for account recovery.
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