Question 1

What is Xpend and how does it work?

Accepted Answer

Xpend is a WhatsApp-native crypto treasury platform that lets teams convert USDT into local currency (Nigerian Naira or Rwandan Franc) for instant payouts. You load USDT once, then use WhatsApp to send money to bank accounts and mobile money, generate invoices, pay bills, and buy airtime with live foreign exchange rates.

Question 2

How much does Xpend cost?

Accepted Answer

Xpend operates without monthly or download fees, utilizing a flat 0.6% currency exchange spread on crypto transactions. The platform provides direct, cost-efficient crypto-to-fiat conversion options.

Question 3

What countries does Xpend operate in?

Accepted Answer

Xpend currently operates in Nigeria (NGN payouts) and Rwanda (RWF payouts), with plans to launch additional African corridors soon.

Question 4

How do I sign up for Xpend?

Accepted Answer

You can sign up for Xpend through the mobile app or by visiting the Xpend Web App to set up your PIN and complete basic identification requirements.

Question 5

Does Xpend have a mobile app?

Accepted Answer

Yes, the mobile app is available on IOS and Android.

Question 6

Who is Xpend best suited for?

Accepted Answer

Xpend is best suited for B2B teams that manage remote payrolls, supplier payments, and business expenses in Nigeria and Rwanda.

Question 7

How do I contact Xpend support?

Accepted Answer

You can contact Xpend support at support@justxpend.ai or privacy@justxpend.ai for privacy-related inquiries.

Question 8

Does Xpend have a plan for teams or businesses?

Accepted Answer

Yes, Xpend is designed for teams and includes role-based approvals, device biometrics, and multi-device account access for secure treasury workflows.

Question 9

What popular product is Xpend an African alternative to?

Accepted Answer

Xpend is an African-built alternative to BVNK.

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