A goal-based investing platform for people and groups in Uganda and Kenya to set targets, automate deposits, invest in regulated funds, and track progress.
XENO Product Overview
Is XENO Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Personal savings goals
- First-time investors
What It Does Well
- Goal-based planning
- Automated deposits
Things to Check
- Fund options list
- Minimum deposit amount
About XENO

XENO Investment is a goal-based investment platform for individuals, families, groups, and institutions in Uganda and Kenya that helps people plan, save, and invest toward specific financial targets such as emergencies, education, home ownership, retirement, and custom goals.
Key capabilities include:
- Goal setup and planning: users choose a goal, set a target, and complete a risk appetite assessment to guide how savings are invested.
- Deposits and automated saving: investors can fund goals using MTN/Airtel mobile money or bank transfer, with support for AutoSave and starting minimums of UGX 10,000 (Uganda) or KES 500 (Kenya).
- Diversified fund portfolios: client portfolios invest across regulated unit trust funds spanning Money Market, Bond, and Equity strategies (including domestic and regional/east Africa equity funds, depending on market).
- Tracking and liquidity: dashboards help monitor progress and performance, and users can withdraw all or part of their money at any time.
Available on Web, Android, iOS, and MTN MoMo USSD.
It serves retail investors (individuals and families), groups (SACCOs and investment clubs), and institutions (corporates and retirement schemes) that want structured, goal-based investing with mobile money deposits.
Notable in the Uganda and Kenya market context, the service operates as a licensed fund manager under Uganda’s Capital Markets Authority and Uganda Retirement Benefits Regulatory Authority, and under Kenya’s Capital Markets Authority, and it offers direct access to locally regulated unit trust funds with mobile money channels (including MTN MoMo partnerships).
XENO Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, XENO is rated 4.2 on the App Store from 10 reviews and 3.3 on Google Play from 650 reviews with 100K+ installs.
Recent Reviews for XENO
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XENO Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataXENO has raised $4.2M across 4 recorded funding events. The latest was Series A in Sep 2024.
- Total Raised:
- $4.2M
- Latest Round:
- Series A
XENO Investors & Funding Rounds
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XENO Founders & Leadership Team
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Latest XENO News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About XENO
XENO is a goal-based investment platform that helps individuals, families, SACCOS, investment clubs, and institutions plan, save, and invest for financial goals like retirement, education, or wealth accumulation. You set a goal, target amount, and time horizon; use AutoSave or manual deposits via mobile money or bank transfer; track progress and performance through the website, app, or USSD; and withdraw funds anytime while returns accrue daily from investments in equities and unit trust funds.
XENO does not publish fixed public pricing; instead, costs are typically embedded in product fees (such as fund management or platform charges) and/or provided on a quote or plan basis depending on whether you are an individual, group, SACCO, or corporate client.
XENO operates in Uganda and Kenya.
Dial 1655*7# on MTN MoMo in Uganda to start, or visit myxeno.com to deposit using mobile money or bank transfer and set up your profile, accounts, and goals.
Yes, XENO is available on iOS and Android. You can download Xeno on the App Store for iPhone, or get it on Google Play for Android.
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