A mobile banking app for people in the DRC to open an account fast, get a virtual and physical Visa card, top up funds, transfer money, and track spending in real time.

Vaultpay RDC Product Overview

Is Vaultpay RDC Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • DRC residents
  • Everyday mobile banking

What It Does Well

  • Fast account opening
  • Virtual Visa card

Things to Check

  • Physical card delivery
  • Top-up methods

About Vaultpay RDC

Screenshot of Vaultpay RDC website

Vaultpay RDC is a mobile fintech banking app for individuals in the Democratic Republic of Congo who want everyday banking services from a smartphone, without visiting a branch.

Key capabilities include:

  • Free account opening in about 1 minute, completed in-app, with an instant virtual Visa debit card ready for online payments
  • Physical Visa card ordering with delivery stated as within 24 hours in Kinshasa (with plans to expand to provinces), for card payments and ATM withdrawals
  • Card and balance funding (top-ups) via cash, mobile money, or bank transfer, selected from the in-app “Recharger” flow
  • Money transfers to contacts and real-time transaction and spending tracking to monitor activity and control expenses

Available on Android and iOS (download via app links).

The product targets B2C smartphone users in the DRC, including entrepreneurs and individuals who want faster access to payments, transfers, and card usage without long bank queues.

Notable in the DRC market, it positions itself as a fintech (not a bank); banking services and the co-branded Visa card are provided by Ecobank RDC. The website also highlights PCI-DSS compliance for payment data security. Support contact: support@vaultpay.io.

Vaultpay RDC Facts

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Social Links
African alternative to

As of Oct 5, 2026, Vaultpay RDC is rated 3.7 on the App Store from 7 reviews and 3.2 on Google Play from 121 reviews with 10K+ installs.

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Vaultpay RDC Funding History

Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source data

Vaultpay RDC has raised $630K across 2 recorded funding events. The latest was Seed in Sep 2023.

Total Raised:
$630K
Latest Round:
Seed

Vaultpay RDC Investors & Funding Rounds

Seed$500,000Sep 2023
Seed$130,000May 2023

Vaultpay RDC Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Christel Ilaka
Ntambwa Basambombo

Frequently Asked Questions About Vaultpay RDC

Vaultpay RDC is a mobile banking app for people in the Democratic Republic of Congo. You open a free account in about 1 minute via the app to get an instant virtual Visa debit card for online payments, order a physical Visa card delivered in 24 hours in Kinshasa, top up your balance with cash, mobile money, or bank transfer, send money to contacts, and track spending in real time.

Vaultpay RDC offers free account creation with no monthly fees. It charges transaction fees such as 0.5% for sending money using your Vaultpay balance and $0-$2 for some international transfers.

Vaultpay RDC operates in the Democratic Republic of Congo, primarily in Kinshasa with expansion to provinces.

Download the Vaultpay RDC app from Google Play for Android or the app link for iOS, then enter your information in-app to open a free account in 1 minute and receive an instant virtual Visa card.

Yes, Vaultpay RDC has a mobile app available on Android via Google Play and on iOS.

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