Open global accounts and move money across borders
Upesa
A multicurrency digital wallet for freelancers, creators, and travelers to receive payouts, send P2P transfers, pay bills, and move money across 20+ countries.
Upesa Product Overview
Is Upesa Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Freelancers paid abroad
- Creators earning online
What It Does Well
- Multi-currency accounts
- Payout receiving
Things to Check
- 20+ country reach
- Supported currencies
About Upesa

Upesa is a multicurrency digital wallet for individuals who need to send, receive, and manage money globally, including freelancers, content creators, importers, travelers, and remittance senders.
Key capabilities include:
- Virtual USD, EUR, and GBP accounts created in minutes to receive international payouts, including payments from Upwork and Fiverr, and creator earnings from TikTok, YouTube, and Facebook.
- Instant peer-to-peer transfers with zero fees for P2P transactions, plus zero fees on deposits and withdrawals (processing fees may apply to bank transfers).
- Global transfers and local payments using multiple rails such as ACH, RTP, FedWire, and SEPA, plus QR code payments for local transactions.
- Stablecoin support for USDC and EURC, including direct deposits and withdrawals, and StableSwap for converting between stablecoins.
Available on Android and iOS.
It is designed for B2C users who earn internationally, pay overseas suppliers, travel across Africa and Europe, or send money home.
Notable for supporting 20+ countries, publishing performance indicators such as < 60s transaction execution and instant or T+1 settlement, and using MPC (Multi-Party Computation) security for protecting digital assets.
Upesa Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Upesa is rated 4.3 on the App Store from 7 reviews and 3.6 on Google Play from 105 reviews with 10K+ installs.
Recent Reviews for Upesa
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Frequently Asked Questions About Upesa
Upesa is a multicurrency digital wallet and payments app for individuals who need to send and receive money across borders. It targets freelancers, content creators, importers, travelers, digital nomads, and remittance senders who want virtual USD, EUR, and GBP accounts to collect international payouts and manage multiple currencies.
Upesa operates in Nigeria.
All you have to do is download the Upesa mobile app on the Google Play Store or Apple App Store and register.
Yes, Upesa is available on iOS and Android. You can download Upesa on the App Store for iPhone, or get it on Google Play for Android.
Upesa is best suited for freelancers, content creators, importers, global teams, travelers, and individuals who need to receive, send, or manage money across borders using multi-currency accounts and stablecoins.
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