What is Upesa and how does it work?

Upesa is a multicurrency digital wallet and payments app for individuals who need to send and receive money across borders. It targets freelancers, content creators, importers, travelers, digital nomads, and remittance senders who want virtual USD, EUR, and GBP accounts to collect international payouts and manage multiple currencies.

How do I sign up for Upesa?

All you have to do is download the Upesa mobile app on the Google Play Store or Apple App Store and register.

Does Upesa have a mobile app?

Yes, Upesa is available on iOS and Android. You can download Upesa on the App Store for iPhone, or get it on Google Play for Android.

Upesa

🇳🇬 Nigeria

A multicurrency digital wallet for freelancers, creators, and travelers to receive payouts, send P2P transfers, pay bills, and move money across 20+ countries.

Use it on:Web Android· 3.6 iOS· 4.3

Is Upesa right for you?

Best for

Nigerian freelancers
Content creators
Frequent travelers
Cross-border senders
Remote workers

What it does well

Multi-currency accounts
Cross-border transfers
P2P money sends
Bill payments
Stablecoin wallet

Things to check

Supported payout countries
Supported currencies
Billers and utilities list
Stablecoin availability
Fees and limits

Upesa is a multicurrency digital wallet for individuals who need to send, receive, and manage money globally, including freelancers, content creators, importers, travelers, and remittance senders.

Key capabilities include:

Virtual USD, EUR, and GBP accounts created in minutes to receive international payouts, including payments from Upwork and Fiverr, and creator earnings from TikTok, YouTube, and Facebook.
Instant peer-to-peer transfers with zero fees for P2P transactions, plus zero fees on deposits and withdrawals (processing fees may apply to bank transfers).
Global transfers and local payments using multiple rails such as ACH, RTP, FedWire, and SEPA, plus QR code payments for local transactions.
Stablecoin support for USDC and EURC, including direct deposits and withdrawals, and StableSwap for converting between stablecoins.

Available on Android and iOS.

It is designed for B2C users who earn internationally, pay overseas suppliers, travel across Africa and Europe, or send money home.

Notable for supporting 20+ countries, publishing performance indicators such as < 60s transaction execution and instant or T+1 settlement, and using MPC (Multi-Party Computation) security for protecting digital assets.

As of Jun 29, 2026, Upesa is rated 4.3 on the App Store from 7 reviews and 3.6 on Google Play from 102 reviews with 10K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c bill-payments cross-border-payments multi-currency stablecoins