Question 1

What is Umnia Bank and how does it work?

Accepted Answer

Umnia Bank is a Moroccan participative bank that offers Sharia-compliant banking services, launched in 2017 as Morocco's first participative bank. You can open accounts, use savings and financing products such as Mourabaha and Ijara, and manage your account remotely with the UConnect app.

Question 2

How much does Umnia Bank cost?

Accepted Answer

Umnia Bank charges a monthly account opening fee of 25 Dh, which includes account management fees and the bank card. Other product-specific costs, such as Mourabaha financing margins, vary by product and are not all listed publicly.

Question 3

What countries does Umnia Bank operate in?

Accepted Answer

Umnia Bank operates in Morocco, with around 53 branches across 35 cities as of 2025.

Question 4

How do I sign up for Umnia Bank?

Accepted Answer

You can sign up online through Umnia Bank's account opening flow, or complete the process in a branch depending on the product and your customer profile. The website also highlights 100% online account opening in under 10 minutes for some users.

Question 5

Does Umnia Bank have a mobile app?

Accepted Answer

Yes, Umnia Bank is available on iOS and Android through its UConnect app. You can download UConnect on the App Store for iPhone, or get it on Google Play for Android.

Question 6

Who is Umnia Bank best suited for?

Accepted Answer

Umnia Bank is best suited for individuals, professionals, companies, and Moroccan diaspora customers who want Sharia-compliant banking services. It also serves self-employed professionals, SMEs, and corporates.

Question 7

How do I contact Umnia Bank support?

Accepted Answer

You can contact Umnia Bank support by phone at 05 22 64 62 64 or through its complaints/contact page. The head office is in Casablanca at 397, Route El JAMIA (Ex Route El Jadida).

Question 8

Does Umnia Bank have a plan for teams or businesses?

Accepted Answer

Yes, Umnia Bank has services for businesses, including professional and corporate accounts and business financing. It does not appear to offer a separate team plan in the SaaS sense.

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