Tusenti

Tusenti is a mobile wallet for individuals and businesses in Kenya that turns transaction charges from day-to-day digital payments into installment payments for goods and services.

Key capabilities include:

• User-controlled charges: Users choose how much they are charged when sending money and paying bills, then apply those charges toward payments.
• Transaction-based installments: The wallet channels transaction charges into installment payments over time, helping users pay recurring and planned expenses.
• Multiple bill and spending categories: Supports use cases such as school fees, rent, insurance, utility bills, shopping, loan repayment, investment, healthcare, and charity donations.
• Business payment acceptance: Businesses can accept Tusenti Wallet transaction-based installment payments from customers, designed to support cash flow and sales when customers cannot pay upfront.

Available on Android (Google Play Store).

Target audience: B2B2C, serving individuals who make frequent digital transactions and businesses that want to accept transaction-based installment payments.

Notable in the Kenyan market for focusing on making transaction charges productive, by letting users direct those fees toward everyday bills and purchases instead of treating them only as a cost.