StartCredits

StartCredits is a Nigerian fintech web platform that helps individuals compare loan options and interest rates across multiple lender categories, and review fixed deposit and investment yields to make more informed decisions.

Key capabilities include:

• Free loan search and comparison across moneylenders, microfinance institutions, banks, P2P lenders, and mortgage lenders in Nigeria, with rate-focused discovery by category
• Loan information and guidance, including educational articles and financial calculators designed to explain lending and borrowing decisions
• Investment rate comparisons, publishing fixed deposit interest rates and investment yields so users can compare returns
• Credit score and credit planning tools, including credit scoring facilities that estimate borrower risk (including for people without extensive credit history) and credit planning solutions for businesses focused on reducing bad debts and credit defaults

Available on Web.

Target users include Nigerian individual borrowers and retail investors, plus banks, lenders, and financial institutions that need credit planning and credit risk analytics.

It is notable in Nigeria for combining a consumer-facing loan comparison experience with lender-focused credit risk and planning tools, addressing both loan discovery and credit decision support in one platform.