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A mobile crypto spending app for Nigerians that converts crypto to Naira in real time, enables instant bank transfers, bill payments, and virtual Naira/USD cards for online spending.
Spenda is a mobile crypto spending app for Nigerians who want to convert cryptocurrency to Naira in real time for transfers, bill payments, and online card spending.
Key capabilities include:
Available on Android and iOS.
It targets , including crypto holders, freelancers paid in crypto (for example USDT), and people who need to pay Nigerian bills or send funds to local bank accounts.
Spenda is notable for its Nigeria-focused spending and off-ramp flows, combining crypto deposits, automated Naira conversion, local transfers, and everyday bill payment options in one app. Support is available via support@spenda.africa.
As of May 25, 2026, Spenda is rated 4.6 on the App Store from 1K reviews and 4.8 on Google Play from 3.9K reviews with 100K+ installs.
DD Dave found 1 key person at Spenda, including 1 Founder. See how we get product data
NG · 5 reviews
May 12, 2026
easily one of the best off-ramp platforms i’ve used, and i’ve tried a lot of them. the ui is clean, the service is more reliable than most alternatives, and the rates are fair without feeling exploitative.
Breet — Crypto & Stablecoins Payment API for African Businesses 
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