Breet — Crypto & Stablecoins Payment API for African Businesses 
100% match
Get a personal loan to your bank account in minutes
Sharp Collect
A digital lending app for Nigerian residents that offers instant unsecured personal loans, AI-based approval, flexible repayment plans, and transparent interest rates.
Sharp Collect Product Overview
Is Sharp Collect Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian residents
- Personal loan seekers
What It Does Well
- Instant loan access
- Unsecured personal loans
Things to Check
- Loan amount limits
- Repayment schedule options
About Sharp Collect
Sharp Collect Quick Money is an Android digital lending app that provides unsecured personal loans to individuals in Nigeria through a fully online application and approval process.
Key capabilities include:
- Instant loan offers and fast approval using automated KYC and AI-powered credit scoring, with approvals designed to happen in minutes
- Unsecured borrowing with no collateral, no paperwork, and no guarantors, aimed at urgent expenses such as medical bills, car repairs, rent, and salary advances
- Flexible installment repayments, allowing borrowers to choose a tenure that fits their income cycle
- Transparent pricing with no hidden fees and an advertised daily interest rate of 0.08% (the research brief also notes a maximum annual interest rate of 36%)
Available on Android (Google Play Store). The website provides product information and support details.
It targets Nigerian consumers (18+) who need short-term credit and have a smartphone, internet access, and a valid bank account or mobile wallet.
Notable for the Nigeria market, the app is operated by Newrgy Lending Limited (RC-1773539) in Abuja and highlights compliance-focused lending, including references to Nigerian regulatory requirements, SSL-encrypted data protection, and direct 24/7 disbursement to a linked bank account or wallet.
Sharp Collect Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Sep 28, 2026, Sharp Collect is rated 4.5 on Google Play from 3K reviews with 500K+ installs.
Recent Reviews for Sharp Collect
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work0 reviews
5-star
0%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
No reviews yet. Be the first to review this product.
Frequently Asked Questions About Sharp Collect
Sharp Collect is a Nigerian Android lending app that provides instant, unsecured personal loans through a fully digital process. You download the app, register and complete KYC, and apply for a loan. Then AI-based credit scoring reviews your information and, if approved, funds are sent directly to your bank account or mobile wallet with flexible repayment plans.
Sharp Collect loans are interest-bearing, with a maximum annual interest rate of about 36% and an advertised daily rate of 0.08%. There are no hidden fees, and your total cost depends on your loan amount and repayment term, which are shown clearly before you accept a loan.
Sharp Collect currently operates in Nigeria only. Eligibility is limited to Nigerian residents or citizens who meet the basic requirements (age 18+, valid bank account or mobile wallet, stable income, smartphone with internet).
To sign up, download the Sharp Collect app from the Google Play Store, open it, and register using your mobile number and basic personal details. You then complete any required KYC steps in the app and can submit a loan application once your profile is set up.
Yes, Sharp Collect has a mobile app for Android devices, available via the Google Play Store. There is no separate iOS, desktop, or web-based lending interface at this time.
Is Sharp Collect Your Product?
Claim this listing to keep its information fresh and reply to reviews.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.