Raba

Raba is a Nigerian online equipment marketplace and financing platform that lets businesses browse equipment from verified dealers and acquire it through lease‑to‑own or Buy Now, Pay Later arrangements. You typically pay a percentage of the equipment cost upfront (for example around 20%), then repay the balance in installments while tracking your applications and orders through a web dashboard.

Raba does not publish a standard pricing or fee schedule, and costs depend on the specific financing terms for each equipment purchase. The platform highlights models like paying about 20% upfront and then paying the rest over time, but exact rates, fees, and repayment schedules are provided during the application and approval process.

Raba currently operates in Nigeria. It is designed specifically for Nigerian businesses and provides an address and presence in Lagos.

You can sign up for Raba by going to the Getraba website and creating an account, then completing the business and financing application steps as prompted. After registration, you can browse equipment, submit financing applications, and manage your orders from your account dashboard.

Raba is best suited for Nigerian small and growing businesses that need equipment such as kitchen, fashion, or medical equipment and prefer lease‑to‑own or Buy Now, Pay Later financing instead of paying the full amount upfront. It is particularly relevant for SMEs that want to spread equipment costs over time while still eventually owning the assets.