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Apply for a microloan in minutes from your phone
A Ghana-focused Android loan app that lets individuals apply for collateral-free personal loans, get approval in minutes, receive funds fast, and repay via MoMo or bank transfer.
Quick Cedi Product Overview
Is Quick Cedi Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Ghana residents
- Personal emergency cash
What It Does Well
- Collateral-free loans
- Fast loan approval
Things to Check
- Loan amount limit
- Repayment terms
About Quick Cedi
Quick Cedi is an Android mobile app by SOKRA TECHNOLOGIES that provides instant, collateral-free personal loans for Ghanaian residents who need short-term cash for emergencies, daily needs, education, or rent.
Key capabilities include:
- 100% digital loan application that uses a phone-based process with no paperwork and no guarantor, registration links a Ghana phone number and ID
- Fast approval and disbursement, the site states most applications are approved in 2 to 5 minutes and funds are sent quickly after approval
- Flexible loan terms, with loan amounts from GH₵100 to GH₵10,000 and tenures from 30 to 180 days; interest is advertised as as low as 2% monthly and the site states no hidden fees
- Multiple repayment options, repayments can be made via mobile money (MTN MoMo, Vodafone Cash, AirtelTigo Money) or bank transfer
Available on Android via Google Play (requires Android 6.0+).
This product targets individual consumers in Ghana who may not qualify for traditional bank loans and want a private, app-based borrowing experience.
Quick Cedi is notable in the Ghana market for its focus on rapid, phone-first lending with digital credit scoring, plus published in-app repayment options commonly used across Ghana’s mobile money ecosystem.
Quick Cedi Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
As of Sep 21, 2026, Quick Cedi is rated 4.3 on Google Play from 31.1K reviews with 500K+ installs.
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Frequently Asked Questions About Quick Cedi
Quick Cedi is an Android app that offers collateral-free personal loans for residents of Ghana. You apply in the app, get approval in minutes, and receive funds quickly after approval.
Quick Cedi’s loans are interest-bearing, with rates advertised as low as 2% per month. Loan amounts range from GH₵100 to GH₵10,000, with repayment terms of 30 to 180 days.
Quick Cedi operates in Ghana.
You sign up in the app with your Ghana phone number and Ghana Card or other ID details, then complete the loan application digitally.
Yes, Quickcedi is available on Android. Get Quickcedi on Google Play for Android.
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