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Instant personal loans in Ghana with fast approval
A mobile loan service for individual borrowers offering fast approval, disbursement to bank account or digital wallet, and transparent APR and service fees.
Cred Cedi Product Overview
Is Cred Cedi Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Ghana borrowers
- Short-term cash gaps
What It Does Well
- Short-term loans
- Fast approval
Things to Check
- Loan amount limits
- Repayment period options
About Cred Cedi
Cred Cedi is a consumer mobile loan service for individual borrowers who need short- to medium-term credit for everyday needs and urgent expenses.
Key features include:
- Loan amounts from GHS 500 to GHS 5,000 (eligibility criteria on the site references Ghana residents aged 25 to 60 with a stable source of income)
- Loan terms from 180 to 450 days, with flexible repayment options
- Transparent pricing, with an APR not exceeding 24% and a 2% service fee based on the loan amount
- Fast approval and disbursement, with funds sent to a bank account or digital wallet after approval
- Security controls, including encryption of personal and financial data
Available on Web and Android.
Designed for B2C borrowers in its stated markets.
Notable in the African lending context because its public materials provide specific examples of total repayment (including service fee and interest), and because the Android listing connects the service to STEWAT MICROFINANCE (T) COMPANY LIMITED, highlighting a branding and market split across Ghana and Tanzania.
Cred Cedi Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
What it does
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Frequently Asked Questions About Cred Cedi
Cred Cedi is a mobile loan service for individual borrowers. You can apply online, get a quick review, and receive approved funds in a bank account or digital wallet.
Cred Cedi charges interest with an APR not exceeding 24%, plus a service fee of 2% of the loan amount. The website also shows loan amounts from GHS 500 to GHS 5,000, with terms of 180 to 450 days.
Cred Cedi is listed for Ghana on the website materials and Tanzania on the Android listing, so it appears to operate in both markets.
You sign up by downloading the app or using the web platform, then registering and submitting your personal details for review. If approved, the funds are sent to your bank account or digital wallet.
Yes, Cred Cedi is available on Android. Get Cred Cedi on Google Play for Android.
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