Power

Power is a payroll-integrated workplace banking and financial wellness platform for employers and partner institutions that want to offer structured financial services to workers.

Key capabilities centre on four in-app services that connect to employer or institution payroll processes:

• Pay: everyday payments and cash-flow tools designed for day-to-day money management.
• Save: automated savings features to help workers build financial security.
• Borrow: access to responsible credit for emergencies, with repayment designed to work through payroll-linked processes.
• Protect: structured insurance access to help workers manage unexpected shocks.

Power also includes a web portal for HR/Admin teams to manage onboarding, access, usage, and payroll-linked processes, with an emphasis on reducing manual back-and-forth around salary advance requests and financial emergencies. A financial education and planning module, Power to Plan, is listed as Coming Soon.

Available on Web, Android, iOS, and USSD.

Target users include corporates/employers, financial institutions, SACCOs and cooperatives, and HR tech and payroll platforms, with workers accessing services through their employer or partner organisation (no direct-to-consumer sign-up).

Power is notable in East and Southern Africa for its regulated, workplace-based delivery model across Kenya, Uganda, Rwanda, and Zambia, including licensing as a Central Bank of Kenya Digital Credit Provider (CBK/DCP/2025/99), a Uganda Ministry of Finance Money Lender (#1373), and an Insurance Regulatory Authority licence (IRA/05/40898/2026).