Breet — Crypto & Stablecoins Payment API for African Businesses 
An online payment gateway for Togolese businesses and individuals to accept FCFA payments via Flooz and T-Money, with dashboards, settlements, and fraud prevention.
PayGate Global Product Overview
Is PayGate Global Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Togolese online shops
- Checkout with Flooz
What It Does Well
- Single checkout payments
- Flooz and T-Money
Things to Check
- Settlement timing
- Payout bank options
About PayGate Global
PayGate Global is a Togolese online payment gateway for businesses and individuals that need to accept and receive FCFA payments online through local mobile money wallets.
Key capabilities include:
- Mobile money checkout (Flooz, T-Money): collects payments for goods and services through a single interface, with additional payment methods (Visa, MasterCard) referenced as in progress.
- Merchant dashboard: lets merchants view received payments, consult balances, and use reimbursement/settlement modules.
- API integration with payment confirmation: provides an API accessible after account activation via a dashboard “guide d’intégration”, including payment request methods such as redirecting customers to a hosted PayGate payment form and using a callback URL for server-to-server confirmation.
- Account onboarding and activation: supports online account creation, then document submission (business registration or tax card, promoter ID, project description, contact details, and return link) before API access is enabled.
Available on Web (merchant dashboard and hosted payment form), plus API access from the dashboard after activation.
Designed for Togolese merchants (e-commerce sites and traditional businesses wanting to get paid online) and individuals receiving person-to-person payments.
Notable in the Togolese market for aggregating Flooz and T-Money in one payment gateway, offering daily (J+1) Flooz access via the reimbursement module, 10-day T-Money settlements, and explicit fraud prevention and risk management aimed at protecting online transactions.
PayGate Global Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
African alternative to
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Frequently Asked Questions About PayGate Global
PayGate Global is an online payment gateway for Togolese businesses and individuals. It lets you accept FCFA payments through Flooz and T-Money, with a dashboard to view payments, balances, and settlements, plus fraud prevention tools.
Opening an account and accessing the API are free. PayGate Global charges 2.5% on Flooz transactions and 3% on T-Money transactions.
PayGate Global primarily operates in Togo.
You can create an account online in less than a minute, then submit the required documents for activation, including business registration or tax card, promoter ID, project description, contact details, and a callback URL.
It is best suited for Togolese businesses, especially e-commerce sites and traditional companies that want to accept online payments. It also supports individuals who want to receive payments from other individuals.
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