Payd

Payd is a global payments platform for freelancers, creatives, entrepreneurs, and businesses that need to send and receive cross-border payments faster than traditional bank transfers.

Key capabilities focus on getting paid, paying others, and managing money across currencies and payout methods:

• Instant cross-border transfers across 35+ countries using mobile money, bank transfers, cards, and digital dollars (stablecoin rails), designed to avoid multi-day settlement.
• Virtual USD and EUR accounts with dedicated account numbers that support SWIFT, SEPA, and ACH for receiving international payments.
• Payment collection tools including payment links, smart invoicing, and digital storefronts for charging clients internationally.
• Payd Business features for teams, including global payroll (batch payments with single approval), spend management (role-based controls and limits), and bill management (recurring billing, reminders, and exports).

Available on Web, with an API, and Payd on WhatsApp for sending/receiving payments, checking balances, downloading statements, and managing account settings in chat.

It targets individuals in the global gig economy and borderless businesses paying contractors and vendors, including users who need multi-currency balances (USD, EUR, GBP, KES, NGN and more) and local payout options such as M-Pesa and MTN.

Notable in the African market context, it supports mobile money and multi-rail payouts for cross-border payments across Africa, and it provides commerce and invoicing services through licensed payment providers and VASPs rather than directly offering regulated financial services.