Peach Payments Adds PayJustNow BNPL to In-Store POS

In Short

• Peach Payments has added PayJustNow to its in-store point-of-sale setup.
• Merchants can now offer Buy Now, Pay Later and retail credit at the till.
• Shoppers can choose Pay in 3 or Pay in 12 instalment plans without QR codes or manual entry.

What Happened

Peach Payments has integrated PayJustNow into its point-of-sale devices, expanding how customers can pay in physical stores. Peach Payments is a payments provider that helps businesses accept card and other digital payments, and a POS device is the card machine at the counter.

With the new setup, merchants using Peach Payments POS devices can offer Buy Now, Pay Later, often called BNPL, which lets a customer split a purchase into smaller payments over time, plus retail credit options. The available options include Pay in 3 and Pay in 12, which are instalment plans over three or twelve payments.

The companies say customers can select these payment methods directly at checkout. That removes the need for static QR codes, manual payment capture, or extra hardware. For merchants, the integration is also meant to make reconciliation easier, which is the back-office task of matching sales to payouts and statements.

PayJustNow said the move is aimed at faster checkout and less friction, meaning fewer steps for staff and customers during payment.

Why It Matters

In South Africa and other African retail markets, BNPL is moving from online checkout into in-store payments. Getting BNPL onto the same POS flow as card payments can increase adoption, because it works where shoppers already pay.

For SMEs and multi-branch retailers, fewer devices and fewer workarounds can reduce staff training time and payment errors. It can also help stores offer higher-ticket items with flexible payment options, while keeping the customer experience closer to a normal card tap or insert.

The integration also strengthens Peach Payments’ in-store offering at a time when payment providers are competing on reliability, speed, and merchant operations, not just adding more payment methods.