PayJustNow BNPL Added for Shoprite Vouchers in South Africa

In Short

• Shoprite Group has added Buy Now, Pay Later for voucher purchases.
• Customers can split payments into instalments over 3 to 12 months.
• The option is powered by PayJustNow.

What Happened

Shoprite has expanded its payment options by adding PayJustNow at checkout for vouchers in South Africa. PayJustNow is a Buy Now, Pay Later, or BNPL product, which means shoppers can take the voucher now and repay the cost over time.

Under the new option, customers can split a voucher purchase into instalments across 3 to 12 months. In practical terms, it works like a short-term payment plan at the point of sale, instead of paying the full amount upfront.

Vouchers are often used for groceries, household essentials, and gifting. Adding BNPL to vouchers makes it possible for shoppers to spread the cost of planned spend, like monthly groceries, school-related shopping, or support for family members.

Why It Matters

For Shoprite, BNPL for vouchers can help increase basket size and reduce friction at checkout, especially for customers who are price sensitive and prefer predictable monthly payments. It can also shift more voucher sales to formal digital payment rails, rather than cash.

For PayJustNow, a partnership with a large retail group is a distribution win. BNPL providers rely on merchant reach, because the product is typically triggered when a customer is about to pay.

For the wider South African payments market, this is another signal that retail finance is moving closer to everyday purchases. BNPL has usually been associated with electronics, fashion, or larger-ticket items. Vouchers bring the model into more routine spending patterns.

Shoppers should still compare the total cost and terms before choosing instalments. BNPL is credit in a simpler wrapper, and it works best when repayments fit comfortably into a monthly budget.