What is MzCash and how does it work?

MzCash is an online personal loan service in Mozambique. You can apply through its app, complete phone-number registration and basic information, then receive approval and funds electronically if approved.

How much does MzCash cost?

The app does not clearly state a single fixed price. Available information shows loan charges may include an APR of 15% to 30% and a commission rate of 3% to 8%, but the exact cost depends on the loan.

How do I sign up for MzCash?

You sign up by downloading the MzCash Android app and registering with your mobile number. After that, you fill in your basic information and submit a loan application.

Does MzCash have a mobile app?

Yes, MzCash has a mobile app on Android.

How do I contact MzCash support?

You can contact MzCash through WhatsApp at +258 845117002 or by email at service@mzcash.co and service@mzcash.live.

Does MzCash have a plan for teams or businesses?

No, there is no information showing a team or business plan for MzCash.

Does MzCash offer an API or integrations?

No, there is no public API or integration documentation for MzCash.

MzCash

🇲🇿 Mozambique

An online personal loan app for consumers in Mozambique, offering short-term credit from 1,000 MT to 20,000 MT with 24-hour online verification and WhatsApp support.

Use it on:WebAndroid

Is MzCash right for you?

Best for

Mozambique consumers
Short-term cash needs
Small personal loans
First-time borrowers
Phone-first applicants

What it does well

Online loan applications
1,000–20,000 MT loans
24-hour verification
Short-term personal credit
WhatsApp help

Things to check

Repayment terms
Interest and fees
Eligibility requirements
WhatsApp hours
Approval time promise

MzCash is an online personal loan platform for individual consumers in Mozambique who need short-term credit.

Key capabilities include:

Loan applications via mobile app, with registration using a phone number
Loan amounts from 1,000 MT to 20,000 MT, as advertised on the website
24-hour online verification, designed to support applications at any time
No upfront payment required to submit a loan application

Available on Android (primary loan application flow) with a web presence for product information, Terms of Service, and Privacy Policy. Support and inquiries are handled via WhatsApp and email.

Target users are B2C consumers in Mozambique seeking an online way to request and receive personal loans.

Notable in the Mozambican market context, the service is operated by VISIONCRED, LDA (based in Maputo) and publishes clear contact channels and policy links, including account and data deletion guidance plus a risk warning about settling pending loan requests before deleting an account.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c lending