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Apply for short-term personal loans online in Mozambique
MzCash
An online personal loan app for consumers in Mozambique, offering short-term credit from 1,000 MT to 20,000 MT with 24-hour online verification and WhatsApp support.
MzCash Product Overview
Is MzCash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Mozambique consumers
- Short-term cash needs
What It Does Well
- Online loan applications
- 1,000–20,000 MT loans
Things to Check
- Repayment terms
- Interest and fees
About MzCash
MzCash is an online personal loan platform for individual consumers in Mozambique who need short-term credit.
Key capabilities include:
- Loan applications via mobile app, with registration using a phone number
- Loan amounts from 1,000 MT to 20,000 MT, as advertised on the website
- 24-hour online verification, designed to support applications at any time
- No upfront payment required to submit a loan application
Available on Android (primary loan application flow) with a web presence for product information, Terms of Service, and Privacy Policy. Support and inquiries are handled via WhatsApp and email.
Target users are B2C consumers in Mozambique seeking an online way to request and receive personal loans.
Notable in the Mozambican market context, the service is operated by VISIONCRED, LDA (based in Maputo) and publishes clear contact channels and policy links, including account and data deletion guidance plus a risk warning about settling pending loan requests before deleting an account.
MzCash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
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Frequently Asked Questions About MzCash
MzCash is an online personal loan service in Mozambique. You can apply through its app, complete phone-number registration and basic information, then receive approval and funds electronically if approved.
The app does not clearly state a single fixed price. Available information shows loan charges may include an APR of 15% to 30% and a commission rate of 3% to 8%, but the exact cost depends on the loan.
MzCash operates in Mozambique.
You sign up by downloading the MzCash Android app and registering with your mobile number. After that, you fill in your basic information and submit a loan application.
Yes, MzCash has a mobile app on Android.
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