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Apply for short-term personal loans in Mozambique
MolaFacil
An online personal loan platform for individuals in Mozambique to register with a phone number, request 1,000–20,000 MT, and receive funds in a bank account.
MolaFacil Product Overview
Is MolaFacil Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Mozambique residents
- Short-term cash needs
What It Does Well
- Online loan applications
- Phone number signup
Things to Check
- Eligibility requirements
- Approval time
About MolaFacil
MolaFacil is an online personal loan platform for individuals in Mozambique who need short-term credit and want to apply remotely.
Key capabilities include:
- Phone-number registration and digital application, users download the app, register with a mobile number, submit personal data, and place a loan request.
- Fast approval decision, the website describes the process as "processo rápido e seguro" with "aprovação imediata".
- Loan disbursement to a bank account, loans of 1,000 MT to 20,000 MT are sent directly to the user's account.
- Always-on access and support, applications and help are available online 24 hours a day, with support via WhatsApp (+258 858668858) and email (service@molafacil.co).
Available on Web (molafacil.live) and Android (Google Play).
Targeted at B2C consumers in Mozambique seeking online personal loans.
Notable in the Mozambican market context for offering a mobile-first loan application flow with clear support channels and published Terms of Service and Privacy Policy, plus a stated risk warning to clear pending loans before deleting an account.
MolaFacil Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
Pricing & Fees
Variable pricingLoans range from MT 1,000 to MT 50,000, with an annual interest rate (APR) of 13%–65% and a 2%–6% commission fee (including VAT), for loan terms of 61–180 days.
As of Oct 5, 2026, MolaFacil is rated 4.3 on Google Play from 19.1K reviews with 1M+ installs.
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Frequently Asked Questions About MolaFacil
MolaFacil is an online personal loan service for individuals in Mozambique that lets you register with your phone number, submit your personal details, and request short‑term loans which are then deposited directly into your bank account. You apply through the app or website, receive a fast approval decision, and if approved the money is sent to your account for repayment according to the agreed terms.
MolaFacil operates in Mozambique and is designed specifically for Mozambican users seeking personal loans.
To sign up, you download the MolaFacil Android app or visit the website, register using your mobile phone number, then complete your profile by submitting the requested personal information before applying for a loan.
Yes, MolaFacil has a mobile app available for Android devices via Google Play. iOS availability is not confirmed.
MolaFacil is best suited for individual consumers in Mozambique who need short‑term personal loans and prefer to apply online using their phone. It is aimed at people who have a bank account and want quick access to credit.
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