MVola

MVola is a mobile money and financial services platform for individuals in Madagascar, with additional tools for businesses, NGOs, and public organisations to manage digital payments and transfers.

Key capabilities include:

• Send and receive money through wallet-to-wallet transfers, plus international money transfers to Madagascar
• Cash deposit and withdrawal via agent networks, supporting day-to-day cash-in and cash-out needs
• Payments for bills and partners, and merchant payments with QR code for cashless transactions
• Mobile credit and offer purchases from within the app
• Financial services such as MVola Épargne (savings), MVola Avance (short-term advance), and MVola Assure (insurance)
• Bank integration with wallet-to-bank and bank-to-wallet transfers (MVola To Bank/Bank To MVola)
• Business services including B2B incoming payments, B2B transfers, and the MVola Business portal, plus a developer portal for API access

Available on Android, iOS, Web (including a self-care portal), and via API.

Target users include Malagasy consumers who need mobile payments and money transfers, and organisations that need B2B payment collection and disbursements.

Notable in the Madagascar market for combining everyday mobile money, QR merchant payments, savings and advances (advertised up to 1,000,000 Ariary without paperwork or collateral), plus business tooling and a public developer portal for integrations.

As of Jul 13, 2026, MVola is rated 4.2 on the App Store from 174 reviews and 4.1 on Google Play from 18.1K reviews with 500K+ installs.