A mobile crypto payments app for Nigerians to fund wallets in Naira, swap tokens, and cash out crypto to any bank account or mobile wallet in Nigeria within 99 seconds.

Mular Product Overview

Is Mular Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian crypto users
  • Fast crypto cashouts

What It Does Well

  • Crypto to naira swaps
  • 99-second cashouts

Things to Check

  • Supported tokens
  • Swap fees and rates

About Mular

Screenshot of Mular website

Mular is a mobile crypto payments app for Nigerians who want to convert crypto to Naira quickly and pay into local bank accounts or mobile wallets without using P2P trading.

Key capabilities include:

  • Instant crypto-to-Naira payouts to any Nigerian bank account or mobile wallet, processed within 99 seconds for everyday spending like groceries and rides
  • Funding options via Naira bank transfer, or by sending crypto from other wallets and exchanges (supported assets include USDT, BTC, ETH, SOL, BNB)
  • In-app swaps and conversions that lock in rates for token-to-token swaps and NGN to USDT, plus a real-time rate calculator for pairs like USDT to NGN
  • Referral rewards when invited users sign up and complete identity verification, plus the ability to receive USD payments globally as USDT

Available on Android and iOS.

Built for B2C users in Nigeria, including freelancers, crypto traders, business owners, and individuals managing savings or international payments. In a market where P2P withdrawals can introduce delays and counterparty risk, it focuses on direct on-chain to bank conversion, transparent pricing (no account opening or monthly fees), and security measures such as bank-grade encryption and identity verification, with daily withdrawals up to ₦10 million (OTC for higher amounts).

Mular Facts

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As of Oct 5, 2026, Mular is rated 4.8 on the App Store from 17 reviews and 4.0 on Google Play from 28 reviews with 5K+ installs.

Recent Reviews for Mular

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3.7
Great · 1 review
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Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

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E
Estherebong688

NG · 2 reviews

Jun 2, 2026

The speed of settlements and overall reliability have made it a useful tool for everyday crypto users who need quick access to Naira.

Mular Founders & Leadership Team

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Frequently Asked Questions About Mular

Mular is a fintech platform that allows users to convert cryptocurrency into Naira instantly and send funds directly to Nigerian bank accounts.

Mular is free to use with no monthly fees, and users only pay small transaction or conversion fees when they send, swap, or withdraw crypto to Naira.

Mular primarily operates in Nigeria, with services designed for Nigerian bank accounts, while also supporting international crypto transactions and expansion into cross-border use cases.

Download the app, create an account, and verify your identity. Start managing your money instantly.

Yes, Mular has a mobile app available on both Android (Google Play Store) and iOS(App Store).

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