A mobile crypto payments app for Nigerians to fund wallets in Naira, swap tokens, and cash out crypto to any bank account or mobile wallet in Nigeria within 99 seconds.

Screenshot of Mular website

Is Mular right for you?

Best for

  • Everyday crypto users
  • Crypto to Naira cashouts
  • Bank transfer payouts
  • Mobile wallet payouts
  • Fast settlement needs

What it does well

  • Naira wallet funding
  • Token swaps
  • Cash out to banks
  • Mobile wallet cashouts
  • 99-second settlements

Things to check

  • Supported tokens
  • Swap fees
  • Bank payout limits
  • Mobile wallet options
  • Withdrawal requirements

Mular is a mobile crypto payments app for Nigerians who want to convert crypto to Naira quickly and pay into local bank accounts or mobile wallets without using P2P trading.

Key capabilities include:

  • Instant crypto-to-Naira payouts to any Nigerian bank account or mobile wallet, processed within 99 seconds for everyday spending like groceries and rides
  • Funding options via Naira bank transfer, or by sending crypto from other wallets and exchanges (supported assets include USDT, BTC, ETH, SOL, BNB)
  • In-app swaps and conversions that lock in rates for token-to-token swaps and NGN to USDT, plus a real-time rate calculator for pairs like USDT to NGN
  • Referral rewards when invited users sign up and complete identity verification, plus the ability to receive USD payments globally as USDT

Available on Android and iOS.

Built for B2C users in Nigeria, including freelancers, crypto traders, business owners, and individuals managing savings or international payments. In a market where P2P withdrawals can introduce delays and counterparty risk, it focuses on direct on-chain to bank conversion, transparent pricing (no account opening or monthly fees), and security measures such as bank-grade encryption and identity verification, with daily withdrawals up to ₦10 million (OTC for higher amounts).

As of Jun 29, 2026, Mular is rated 4.8 on the App Store from 16 reviews and 3.9 on Google Play from 17 reviews with 5K+ installs.

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Frequently Asked Questions About Mular

Recent Reviews for Mular

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E
estherebong688

NG · 2 reviews

Jun 2, 2026

The speed of settlements and overall reliability have made it a useful tool for everyday crypto users who need quick access to Naira.

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