MoneyBadger
A South African Bitcoin Lightning payment platform for retailers and merchants, enabling QR scan-to-pay and next-business-day settlement in ZAR, BTC, or stablecoin.

Is MoneyBadger right for you?
Best for
- South African retailers
- In-store QR payments
- Online checkout payments
- Bitcoin-friendly merchants
- ZAR settlement needs
What it does well
- Bitcoin Lightning payments
- QR scan to pay
- Next-day ZAR settlement
- Settle in BTC
- Settle in stablecoin
Things to check
- Ecommerce platform support
- Point-of-sale setup
- Settlement currencies
- Settlement cut-off times
- Chargeback handling
MoneyBadger is a South African Bitcoin payments platform for retailers and merchants that want to accept Bitcoin Lightning online or in-store using QR code scan-to-pay, while settling funds in South African Rand, Bitcoin, or stablecoin.
Key capabilities include:
- QR scan-to-pay for in-store and online checkout, designed for quick payments across supported stores and payment flows
- Wallet and exchange support for major options including Luno, VALR, Binance, AltCoinTrader, plus Lightning wallets such as Blink, Blitz, and Aqua
- Merchant settlement options with next-business-day settlement in ZAR (or settlement in BTC or stablecoin), reducing merchant exposure to Bitcoin price volatility through conversion handling
- Business integrations with POS systems and partners such as Peach Payments, Zapper, Scan to Pay, and Ecentric, plus an API for daily settlement files, 24/7 reconciliation, and custom formats (including delivery options like SFTP)
Available on Web, Android, iOS, with API integrations.
Target users include South African retailers, e-commerce merchants, payment processors, and POS providers, as well as crypto holders who want to spend Bitcoin at everyday merchants.
It is notable in the South African market for enabling Bitcoin payments at scale through established retail and payment partnerships, including acceptance at 1,500+ Pick n Pay stores and broader reach via Scan to Pay locations, and for operating as an active Crypto Assets Service Provider (CASP) under FSCA exemption with FSP 53482 listed as in progress.
As of Jun 29, 2026, MoneyBadger is rated 5.0 on the App Store from 1 review and 4.3 on Google Play from 8 reviews with 500+ installs.
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