POS, payment gateway, and collections for Nigerian businesses
Mintpoint
An AI-powered SoftPOS app for Nigerian agents and merchants to accept tap-to-pay card payments, QR, transfers, bill payments, and get instant settlement.
Mintpoint Product Overview
Is Mintpoint Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian merchants
- Field sales agents
What It Does Well
- Tap-to-pay on phone
- Card payments
Things to Check
- Supported phone models
- Card network support
About Mintpoint

Mintpoint is an AI-powered SoftPOS payment platform for Nigerian POS agents, shop owners, and small businesses that want to accept in-person and remote payments using an NFC-enabled smartphone.
Key capabilities include:
- Tap to Pay (MintTap): accept contactless card payments by tapping a customer’s card on an NFC phone, without a traditional POS terminal.
- Multiple payment rails: support bank transfers across Nigerian banks, plus Scan to Pay (QR) and Call to Pay for collecting payments remotely by phone.
- Agent banking and bills: offer cash deposits, withdrawals, and account opening from agent locations, plus bill payments for airtime, data, electricity, and TV subscriptions, with receipts.
- Wallet and cards: issue physical and virtual debit cards linked to a wallet for spending, withdrawals, and online shopping, with instant settlement referenced across the platform.
Available on Android (Google Play) and iOS (App Store link provided), with a supporting web presence and API docs for integrations.
It targets a B2B2C network of agents and merchants in Nigeria who serve everyday customers and need card acceptance, transfers, and bill payment services in one app.
Notable in the Nigerian market for its SoftPOS focus (phone-as-POS), nationwide agent positioning (including a states directory), and security and compliance claims such as 256-bit SSL, NDPR compliance, and partnerships with banks licensed by the CBN and insured by the NDIC.
Mintpoint Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Mintpoint is rated 3.6 on Google Play from 19 reviews with 1K+ installs.
Recent Reviews for Mintpoint
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Frequently Asked Questions About Mintpoint
Mintpoint is an AI-powered SoftPOS payment platform that turns an NFC-enabled smartphone into a POS terminal so you can accept card payments, bank transfers, QR payments, and bill payments in one app. You install the Mintpoint app on your phone, then customers can tap their cards, scan a QR code, or send transfers, with funds settling quickly to your wallet or linked bank account.
Mintpoint uses a paid, transaction-based pricing model with a limited-time Founding Agent offer advertised at ₦9,999, and there are no monthly subscription charges mentioned. Exact and current transaction fees and any other charges should be checked on Mintpoint’s official pricing or fees page in the app or on the website.
Mintpoint currently operates in Nigeria, with services built around Nigerian banks, cards, and billers and a nationwide agent network. Operations in other countries are not specified.
You can sign up for Mintpoint by downloading the app and creating an account, then completing any required verification steps to become an active agent or merchant. Sign-up is described as free, and you typically need basic personal or business details plus a Nigerian bank account to start accepting payments.
Yes, Mintpoint is available on Android. Get Mintpoint on Google Play for Android.
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