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A Ghana-based life insurer offering individual, group, and corporate cover, with mobile insurance via MTN Mobile Money plus web tools for claims and policy support.
miLife Product Overview
Is miLife Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Ghana mobile money users
- Individual life cover
What It Does Well
- Mobile money sign-up
- Life insurance plans
Things to Check
- MTN Mobile Money required
- Claim turnaround time
About miLife
miLife Insurance is a Ghana-based life insurance provider serving individuals, families, member groups, and employers with life and savings policies designed for different protection and long-term planning needs.
Key capabilities and services include:
- Individual policies covering specific needs such as income protection (miLegacy), funeral expenses (miTribute), children’s education planning (miKids), savings for the future (miCash), and critical risk events (miDream).
- Mobile insurance distribution and servicing for selected products (miWay and miFuture), positioned as mobile insurance made easy and delivered via MTN Mobile Money channels.
- Group and institutional cover including Heritage Cash Back Plan (a 10-year income protection and cashback plan for members of groups and institutions) and miGroup Funeral for organizations and their dependents.
- Corporate policies for employers and lenders, including Group Life (employee cover), Credit Life (loan protection), Mortgage Life (mortgage protection), and Keyman Life (cover for key employees).
Available on Web, including a Customer Portal for policy-related support, plus online pages for claims, FAQs, feedback, complaints, and new customer signup.
Target users include individuals and families in Ghana, as well as corporate institutions, employers, churches, groups, and associations offering insurance benefits to members or staff.
miLife is notable in Ghana for its focus on mobile-accessible insurance via MTN Mobile Money, its stated over 500 retail agents nationwide, and its public Information Security Policy commitment to confidentiality, integrity, and availability of information assets.
miLife Facts
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Frequently Asked Questions About miLife
miLife (miLife Insurance) is a Ghana-based life insurance provider offering individual, group, and corporate life and savings policies, including income protection, funeral cover, children’s education plans, savings products, and mobile-based insurance. You choose a policy that fits your needs, pay premiums (often via MTN Mobile Money or through your employer or group), and receive agreed benefits or payouts if covered events occur or at the end of savings terms.
miLife products are paid insurance policies with premiums that vary by product, cover level, and customer profile. Some products, such as mobile insurance via MTN Mobile Money, publish monthly premium and benefit schedules, but there is no single public price list for all plans, so you need to check the details for a specific product or contact miLife for a quote.
miLife operates in Ghana. All addresses, phone numbers, and eligibility details on its site relate to customers resident in Ghana, and no other countries are listed.
You can sign up by selecting a product on the miLife website and using the online signup or enquiry options, by using MTN Mobile Money/USSD for eligible mobile insurance products, or by contacting miLife or its retail agents to complete an application. New customer signup and policy update pages are available through the web customer portal and site forms.
miLife does not advertise a standalone Android or iOS mobile app. Its mobile experience is primarily delivered through MTN Mobile Money, USSD/MoMo channels, and the web-based customer portal.
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