MIC Global

MIC Global is an AI-powered embedded income protection and microinsurance provider that partners with digital platforms, banks, telcos, employers, and other companies to offer loss-of-income cover at the point of sale. Partners integrate MIC Global’s MiIncome products via API into their customer journeys so that end users receive parametric, short-term income protection when specific events (like job loss, illness, or weather disruptions) trigger a payout.

MIC Global operates globally with underwriting capacity via MIC Re in Anguilla and Lloyd’s Syndicate 5183, and it underwrites insurance across multiple countries, including markets in Africa and Asia. It focuses on underserved and unserved consumers and small businesses through partnerships with banking, mobile, fintech, and other digital platform partners across 12–17 countries worldwide.

You do not sign up directly as an individual on MIC Global's site; instead, you access its protection products through partner platforms (such as banks, fintechs, telcos, employers, or gig and mobility apps) that embed MiIncome and related microinsurance into their customer journeys. If you are a platform or business interested in partnering, you can reach out via the contact form on the Micglobal website to explore integration.

MIC Global does not list a standalone consumer mobile app for Android or iOS. Its services are delivered primarily through web and API-based integrations that are embedded inside partner platforms’ own apps and digital experiences.

MIC Global is best suited for digital platforms and businesses, such as banks, fintechs, telcos, gig and mobility platforms, remittance and wallet providers, and employers that want to embed income loss protection and microinsurance into their products. The end users who benefit most are freelancers, gig workers, micro-entrepreneurs, and salaried professionals who face short-term income disruption and need simple, fast income protection.