Manilla Finance

Manilla Finance is a fintech platform for Nigerian individuals, diaspora users, and businesses that enables everyday bill payments, airtime and data top-ups, travel bookings, and crypto-to-naira services using stablecoins and cards.

Key capabilities include:

• Utility bill payments: pay electricity, water, cable TV, and internet in seconds from one app, positioned for 24/7 use.
• Airtime and data top-ups: recharge on major Nigerian mobile networks using stablecoins or cards.
• Travel and mobility payments: book flights, hotel stays, and rides, including airport pickup and drop-off, with crypto or card.
• Business tools and crypto rails: invoice settlement for getting paid in crypto, a Crypto Payment API for integrations, and Naira Bridge for swapping between naira and crypto (USDT, BTC, ETH listed).

Available on Android, iOS, and via API.

Built for households paying recurring Nigerian utilities, travelers managing domestic and international trips, and businesses or freelancers that need crypto payment acceptance and invoicing.

Notable in the Nigeria market context for combining bill payment and travel checkout with crypto-based payment options and a naira conversion route, aiming to reduce failed transfers and delays common in day-to-day payments.

As of Jul 6, 2026, Manilla Finance is rated 4.9 on the App Store from 7 reviews and 5.0 on Google Play from 24 reviews with 100+ installs.