M-Changa

M-Changa is a web-based and mobile (USSD) fundraising platform for individuals, groups, and organizations collecting donations for causes such as medical bills, school fees, funerals, emergencies, weddings, churches, and community projects.

Key capabilities include:

• Create and manage fundraisers online, with tools to track fundraising progress and manage campaign activity.
• USSD fundraising in Kenya via 48357#, enabling fundraiser setup and management without needing internet access.
• Multiple donation methods, including mobile money and, for eligible contributions, Visa, Mastercard, and PayPal, which supports donors outside Kenya.
• Campaign reporting and controls, including campaign statements for donations, withdrawals, and expenses, donor updates (including SMS updates for Kenya fundraisers), fundraiser verification, and the option to add up to three treasurers.

Available on Web, plus USSD/mobile service in Kenya.

Built for B2C and B2B use cases, it serves personal fundraisers, groups, churches, sports clubs, and organizations, as well as the donors who contribute to their campaigns.

Notable in the African fundraising context for combining online fundraising with a Kenya-focused USSD option and publishing clear, transaction-based pricing (a 4.25% platform fee on donations; reduced 3.5% for fundraisers that raise KES 3,000,000 within 30 days, with additional payment-provider, withdrawal, and SMS charges potentially applying).