Question 1

What is Kredit Africa and how does it work?

Accepted Answer

Kredit Africa is an alternative credit intelligence and fraud prevention infrastructure platform built for businesses across Africa. It aggregates fragmented financial digital footprints, alternative data points, and AI to generate accurate credit scores, automate user KYC/onboarding, and run risk assessments for lenders.

Question 2

How much does Kredit Africa cost?

Accepted Answer

Pricing is not flat-rate and depends entirely on a business's transactional volume and API consumption metrics. Businesses typically pay custom usage-based API request fees or structured enterprise subscription tiers aligned with their scale.

Question 3

What countries does Kredit Africa operate in?

Accepted Answer

Kredit Africa currently provides deep financial data coverage in Nigeria.

Question 4

Does Kredit Africa have a mobile app?

Accepted Answer

No, Kredit Africa does not offer a consumer-facing mobile application. It is strictly a B2B API infrastructure suite and SaaS platform designed to be embedded directly into other fintech apps, eCommerce checkouts, and microfinance software systems.

Question 5

Who is Kredit Africa best suited for?

Accepted Answer

It is built specifically for Fintech companies, Digital Lenders / Microfinance Institutions, eCommerce platforms wanting to offer Buy Now Pay Later (BNPL), and Savings Cooperatives (SACCOs) looking to automate manual risk evaluation.

Question 6

How do I contact Kredit Africa support?

Accepted Answer

You can send an email to hello@kreditafrica.com for support.

Question 7

What popular product is Kredit Africa an African alternative to?

Accepted Answer

Kredit Africa is an African-built alternative to Jumio, Onfido, and Persona.

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