Pay teams in Africa and Latin America with same-day settlement
JoonaPay
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksAn all-in-one finance and payments platform for Francophone African businesses to invoice, collect mobile money and card payments, pay suppliers, and reconcile transactions.
JoonaPay Product Overview
Is JoonaPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Côte d'Ivoire SMEs
- Francophone businesses
What It Does Well
- Send invoices
- Mobile money collection
Things to Check
- Payroll tools depth
- Cross-border routes
About JoonaPay

JoonaPay is a financial management and payments platform for businesses and finance teams in Francophone Africa, built for UEMOA operating realities such as mobile money, SYSCOHADA accounting, and BCEAO requirements.
Key capabilities include:
- Invoicing and collections: Create invoices quickly with a multi-method payment link and automatic reminders, then accept Wave, Orange Money, MTN MoMo, Moov Money, cards, and bank transfers through a single payment page and contract, with settlement to bank accounts typically J+0 to J+1.
- Payouts and payroll: Run bulk payments up to 10,000 beneficiaries, pay suppliers in batches, and apply multi-level approval workflows with automatic retries on failed payments; disburse salaries via mobile money with timestamped audit trails.
- International payments: Collect in 15 currencies from 33 countries and pay foreign suppliers in XOF, with pricing starting at 2%, no FX margin, and settlement in 1 to 3 days.
- Reconciliation, treasury, and reporting: Automatically reconcile bank, mobile money, and card transactions, generate SYSCOHADA-compliant accounting entries, view consolidated cash position across banks and currencies, forecast cashflow over 90 days, and access 12+ auditor-ready reports.
Available on Web with an API (documentation: https://joonapay.com/api.html).
Designed for SMEs, institutions, and finance departments operating across UEMOA and broader Francophone African markets.
Notable for its native mobile money integrations, SYSCOHADA-aligned exports with a preconfigured chart of accounts, and French-language support aligned to local time zones, including WhatsApp-based assistance.
JoonaPay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for JoonaPay
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JoonaPay Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataJoonaPay has 1 recorded funding event.
- Total Raised:
- Undisclosed
JoonaPay Investors & Funding Rounds
JoonaPay Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About JoonaPay
JoonaPay is a web based financial management and payments platform that lets businesses in Francophone Africa handle invoicing, collections, supplier and payroll payouts, reconciliation, treasury, and compliance from a single dashboard. You create invoices and payment pages, collect via mobile money, cards and bank transfers, then use the same platform to pay suppliers and staff, track cash positions, and export SYSCOHADA compliant accounting entries.
JoonaPay is a paid platform, with pricing presented in a dedicated Tarifs (pricing) section on its site. Exact plan structures and amounts are not publicly detailed, so you need to contact Joonapay or request access to see pricing tailored to your business.
JoonaPay primarily operates in Francophone Africa and the UEMOA zone, with explicit coverage including Côte d’Ivoire, Benin, Senegal, Togo, Mali, Burkina Faso, Cameroon, the Republic of the Congo, Gabon, the Democratic Republic of the Congo, Rwanda, Uganda, Sierra Leone, and Zambia. It also supports international collections from 33 countries in 15 currencies, typically settling in XOF for local clients.
You can start with JoonaPay by going to the Joonapay website and following the sign-up or get-started flow, where you provide your company details and required compliance information for onboarding. In some cases you may be asked to book a demo or speak with the team to finalize activation of payments and treasury features.
JoonaPay does not currently advertise a dedicated mobile app and is offered as a web platform with an API. Users typically access it through a browser, with certain workflows (such as expenses) supported via WhatsApp.
