JoonaPay

JoonaPay is a financial management and payments platform for businesses and finance teams in Francophone Africa, built for UEMOA operating realities such as mobile money, SYSCOHADA accounting, and BCEAO requirements.

Key capabilities include:

• Invoicing and collections: Create invoices quickly with a multi-method payment link and automatic reminders, then accept Wave, Orange Money, MTN MoMo, Moov Money, cards, and bank transfers through a single payment page and contract, with settlement to bank accounts typically J+0 to J+1.
• Payouts and payroll: Run bulk payments up to 10,000 beneficiaries, pay suppliers in batches, and apply multi-level approval workflows with automatic retries on failed payments; disburse salaries via mobile money with timestamped audit trails.
• International payments: Collect in 15 currencies from 33 countries and pay foreign suppliers in , with pricing starting at , no FX margin, and settlement in .